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Lodger lied during application, outcome on page 29...!
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canaldumidi said:Thanks. Keep updating us. Court will cost him more. Best of luck.No reliance should be placed on the above! Absolutely none, do you hear?0
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themastergoose said:Quick update if ppl are still following this. He’s declined mediation so it’s going to a full hearing at some date at the county court.
I can’t gauge whether he’s being serious and is going to attend and attempt a defence, or he’s spend the money and just longing this out to annoy me for whatever reason? I guess I’ll soon find out.Tactically, he’s right to refuse mediation, as it only works if both parties are prepared to settle.No reliance should be placed on the above! Absolutely none, do you hear?0 -
themastergoose said:Quick update if ppl are still following this. He’s declined mediation so it’s going to a full hearing at some date at the county court.
I can’t gauge whether he’s being serious and is going to attend and attempt a defence, or he’s spend the money and just longing this out to annoy me for whatever reason? I guess I’ll soon find out.Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓0 -
GDB2222 saidGiven that you find these proceedings annoying, the obvious course would be to try to settle the matter. My understanding is that you have made no attempt to do so.Tactically, he’s right to refuse mediation, as it only works if both parties are prepared to settle.3
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bouicca21 said:GDB2222 saidGiven that you find these proceedings annoying, the obvious course would be to try to settle the matter. My understanding is that you have made no attempt to do so.Tactically, he’s right to refuse mediation, as it only works if both parties are prepared to settle.No reliance should be placed on the above! Absolutely none, do you hear?0
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Besides that, I don’t think that the OP answered the LBA fully, so the judge may be equally unimpressed with both of them. Or, more likely, he’s seen it all before and won’t care.No reliance should be placed on the above! Absolutely none, do you hear?0
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Best of luck OP.
I have read this thread and am shocked at the whole scenario. I have not commented as I don't have any relevant experience or qualifications, but I can't help thinking that this lodger must have known right from the start that you would undertake checks (as per your advert) and that those checks would reveal his various offences. He surely knew you wouldn't allow him to stay due to this, so did he target you with the intention of legal action, purely to scam you out of thousands of pounds?
It is a warning to others thinking about sharing their home with a lodger that it doesn't matter how long the credit checks take. Do not allow a potential lodger to move in before all the paperwork is back and is satisfactory. To me, this is the only thing you have made a mistake with.10 -
If he didn't set out to scam you, he's certainly vindictive. Obviously his mum never told him no enough when he grew up. She sounds like a complete enabler.3
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Have a really good Google for similar stories. Think it's already been said, but I'm sure he's prob done this before and targeted you due to your ad saying about checks.
What a nasty human being.2024 wins: *must start comping again!*3 -
hazyjo said:Have a really good Google for similar stories. Think it's already been said, but I'm sure he's prob done this before and targeted you due to your ad saying about checks.
What a nasty human being.
However much I've picked on specific contract terms, OP has acted reasonably in these dealings. I find it difficult to see where the lodger feels they'd win in this case.💙💛 💔0
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