Do you have to go trough probate?

[Deleted User]

my relative died and hasnt got much and only has a small amount in their bank. Do I need to go through probate?

p00hsticks

Probably not, unless there is property that isn't jointly owned  involved.

https://www.gov.uk/applying-for-probate says:

Check if probate is needed

Contact the financial organisations the person who died used (for example, their bank and mortgage company) to find out if you’ll need probate to get access to their assets. Every organisation has its own rules.

You may not need probate if the person who died:

• had jointly owned land, property, shares or money - these will automatically pass to the surviving owners
• only had savings

Flugelhorn

if only a small amount in the bank and as p00hsticks says property that isn't jointly owned then probably not - the banks will hand over quite large amounts on site of will / death cert / family tree - I have been involved in 2 and sums of 12K and 20K were transferred. 

the real pain is premium bonds

[Deleted User]

Flugelhorn said:

if only a small amount in the bank and as p00hsticks says property that isn't jointly owned then probably not - the banks will hand over quite large amounts on site of will / death cert / family tree - I have been involved in 2 and sums of 12K and 20K were transferred. 

the real pain is premium bonds

p00hsticks said:

Probably not, unless there is property that isn't jointly owned  involved.

https://www.gov.uk/applying-for-probate says:

Check if probate is needed

Contact the financial organisations the person who died used (for example, their bank and mortgage company) to find out if you’ll need probate to get access to their assets. Every organisation has its own rules.

You may not need probate if the person who died:

• had jointly owned land, property, shares or money - these will automatically pass to the surviving owners
• only had savings

Thank you both so much I have been so upset about this. Thank you