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Really chuffed!

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Finally got rid of my credit cards, cancelled and cut up 13 of them, here they are in the dustbin.   Started many years ago when interest rates were very high and would transfer from one to another. Now just keeping one with £0 balance.
So my message to you all is don't give up you can be free of them it just may take a while.

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  • Brie
    Brie Posts: 14,657 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well done!  
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • Which card did you keep?
  • knightstyle
    knightstyle Posts: 7,224 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Halifax Clarity in case we get to France this year.
    I had a Barclaycard since early 80s lots of fuel went on it and the rewards paid for my family and others ferry crossings.  Sadly the rewards diminished over the years.
  • WillPS
    WillPS Posts: 5,128 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    Finally got rid of my credit cards, cancelled and cut up 13 of them, here they are in the dustbin.   Started many years ago when interest rates were very high and would transfer from one to another. Now just keeping one with £0 balance.
    So my message to you all is don't give up you can be free of them it just may take a while.
    At least one of those cards has been dead for several years - Barclaycard cancelled all their Amex cards in 2017.

    Hopefully you have kept the Visa card the account came with as that currently pays an unbeatable (for a cashback non-Amex) 0.5%.
  • knightstyle
    knightstyle Posts: 7,224 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No I haven't kept any of those accounts, they are all closed, yes a few of the cards were old as I just left them in a folder with statements in case I ever needed to re-open/open an account.  The oldest card was from 2016 but most accounts were started around 1988-92 when we got into difficulties as redundancy and high inflation hit. From memory our mortgage went to 14%,  just hope that does not happen again.
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