P&O cruise deferred from last year. P&O will not now accept unvaccinated passengers. Refund?

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Booked a cruise with P&O in 2020. Cruise cancelled and accepted transfer to a cruise for this year. However, P&O will not accept unvaccinated passengers and two of the party are not vaccinated. As this is a requirement imposed by P&O after the original cruise was booked, are there grounds for a refund if we cannot now travel?
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Is this a case of medical exemption, or refusal?
Be interesting to see if missing a holiday and losing xxxx Pounds sways an antivaxxer.
Morals tested.