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Mortgage affordability check

Do mortgage providers carry out any further checks before a house purchase completes? My mortgage has been in place a while and expires end of March hopefully completing next month. Thanks 

Comments

  • Windofchange
    Windofchange Posts: 1,172 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Not wishing to be too abrasive but there are about 1001 existing threads about this on here. The answer is always they can do but don’t always, and the question to the poster is always why do you care, what are you trying to hide?
  • theartfullodger
    theartfullodger Posts: 15,778 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 12 January 2022 at 4:36PM
    Different lenders will have different processes.  I sincerely hope any financial organisations I have shares in do keep looking at what things are going on - for their own sakes and mine! 

    These days with so much info available openly & things like the Hunter system
    https://www.nhunter.co.uk/
    for red-flagging borrowing fraud I'd be very careful to keep my nose clean , at least until completion. 


    And if you breach mortgage terms afterwards usually lender has a right to repossess. 

    Cheers!
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