We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Paid off IVA early
hi all, going back several years I got into some financial trouble and entered into a IVA, I was paying the monthly charge every month with no payments missed, I then had some inheritance from my late mother and paid off the IVA early, I was told that I would receive a certificate of completion, this was last April and I still haven't heard anything from them, I did send them a email going back last year but just had a email back saying it takes time to sort out, should I have received this by now and is there anything I can do.
TIA
TIA
0
Comments
-
have you checked the insolvency register?"You've been reading SOS when it's just your clock reading 5:05 "0
-
It should take no longer than 6 months, as it has been longer than that you have grounds to log a formal complaint to the Insolvency Practitioner.
As above, do check the insolvency register and all of your Credit Reports (Transunion / Equifax / Experian) for 'Discharged / Settled / Closed' etc on the public record section.If you believe you can, you will. If you believe you can't, you won't.
Secured/Unsecured loans x 1
Credit Cards x 8 (total limit £55,050)
Creation FS Retail Account x 1
Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
0% Overdraft x 1 (£0 / £250)
Mortgage Outstanding - £137,707.00 (Payment 13/360)
Total Debt = £7,400 (0%APR) @ £100pm - Stoozing0 -
Hi, yes I have just checked that and it still shows as cuurrentsammyjammy said:have you checked the insolvency register?0 -
Thank you for your help, I have just checked the insolvency register and and the credit reports and they all say its still current, so I have sent a formal complaint to Creditfix, lets see what happensMrFrugalFever said:It should take no longer than 6 months, as it has been longer than that you have grounds to log a formal complaint to the Insolvency Practitioner.
As above, do check the insolvency register and all of your Credit Reports (Transunion / Equifax / Experian) for 'Discharged / Settled / Closed' etc on the public record section.0 -
Make sure you have all relevant evidence (emails / bank transaction of paying f&f settlement) documents etc. Good luck, you are doing the right thing it shouldn't take any longer than 6 months.Jools0506 said:
Thank you for your help, I have just checked the insolvency register and and the credit reports and they all say its still current, so I have sent a formal complaint to Creditfix, lets see what happensMrFrugalFever said:It should take no longer than 6 months, as it has been longer than that you have grounds to log a formal complaint to the Insolvency Practitioner.
As above, do check the insolvency register and all of your Credit Reports (Transunion / Equifax / Experian) for 'Discharged / Settled / Closed' etc on the public record section.If you believe you can, you will. If you believe you can't, you won't.
Secured/Unsecured loans x 1
Credit Cards x 8 (total limit £55,050)
Creation FS Retail Account x 1
Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
0% Overdraft x 1 (£0 / £250)
Mortgage Outstanding - £137,707.00 (Payment 13/360)
Total Debt = £7,400 (0%APR) @ £100pm - Stoozing0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards

