We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

"Deck access" flats. Are they worth it?

2»

Comments

  • Owleyes00
    Owleyes00 Posts: 244 Forumite
    100 Posts Second Anniversary Name Dropper
    I envisaged “deck access” as being ground floor with decking and you access the flat by patio doors 😂

  • diggingdude
    diggingdude Posts: 2,499 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Owleyes00 said:
    I envisaged “deck access” as being ground floor with decking and you access the flat by patio doors 😂

    Same, or some sort of rooftop terrace :)
    An answer isn't spam just because you don't like it......

  • So, for me, to answer the OP's question "Would deck access put you off buying or is not a problem at all" - not a problem at all as far as I am concerned.

    As for the concern about the dampener on price rise - these flats have been cheaper than the more modern (smaller) blocks for some time.  They were cheaper when I was growing up, they were cheaper when I was leaving home (hence why they were attractive as a FTB), and they are cheaper today.  What you do get, which actually brings the price point back up, is they are very spacious compared to the more modern blocks so can be more suitable if there is a family.  Plus the larger blocks mean the communal space is of a size that children can actually play and there is an area with play equipment, unlike the postage stamp communal space that the smaller, more modern blocks have.  In fact, these flats are jolly good value for money - they always have been and always will be - that does mean they are cheaper now and will be cheaper when sold but that percentage below the other properties for the space you get is about the same impact factored into both ends of the deal.
    Ah ok so you wouldn't be against it. And from what you're saying any negative factor would already be priced in vs newer/modern developments. 

    I agree with your point regarding good value for money. Some of these ex LA are really spacious in comparison to their new build counter parts. The previous owner was living there with their wife and kids but now they plan to move out to leafier parts of outer London. 

    Thanks for your comments. 
  • deannagone
    deannagone Posts: 1,114 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    To be honest, deck access has some clear advantages given the fire in the block of flats with enclosed stairwells in the US.  I have no idea why a lender would say no to lending on deck access flats as apposed to other types of flat design. 
  • sammyjammy
    sammyjammy Posts: 7,993 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 11 January 2022 at 1:32PM
    My fear (over active imagination) that if I were to live in the end one and the person next to me was a scary violent drug dealer I'd be scared to leave my flat  :D
    "You've been reading SOS when it's just your clock reading 5:05 "
  • deannagone
    deannagone Posts: 1,114 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    But that could happen in any flat, not be a particular problem because of so called 'deck access' surely?  All flats whether an enclosed or unenclosed passageway will have an 'end' flat.
  • saajan_12
    saajan_12 Posts: 5,295 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    From Collins Dictionary:

    deck-access

    adjective. (of a block of flats) having a continuous inset balcony at each level onto which the front door of each flat on that level opens.

  • user1977
    user1977 Posts: 18,336 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    But that could happen in any flat, not be a particular problem because of so called 'deck access' surely?  All flats whether an enclosed or unenclosed passageway will have an 'end' flat.
    The point is that deck access flats tend to have a more substantial "street in the sky" rather than just two or three doors off each landing. Generally the problem is their reputation as being associated with developments with antisocial behaviour and which have tended to be redeveloped.
  • So the bank has refused the mortgage application because of deck access even though we were upfront about the deck access, and them saying they are open to it. The journey continues....
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.