A Pretty Good Day!
PrettyWoman
Forumite 51 Posts
Hello - I've never done a dairy before so this might be an interesting experiment 
I'm 52, married with two DS, one still at home, the other moved in with his girlfriend about 15 months ago but we see them regularly.
My husband and I both work full time, my business of 18 years failed during the pandemic leaving me with large debts, but I am happily employed in a great company and I'm enjoying the security of a regular income. My DS at home is working part time as he's found it hard to find a job during the pandemic, he was the school year that never got to sit their A levels and he was just suddenly out of school and out of work.
I have embarked on my debt free journey by cancelling my DD's, and writing my holding letters. I will send them to coincide with the missed payments. I would like to be debt free at the same time the defaults fall off my credit report, so about 6 and a half years from now. I know this will be hard work but I want to enjoy my retirement and hopefully there will be some grandchildren along the way
I'm not sure what else to post but will aim to keep this little diary updated along my journey, you never know who you are helping by telling your story!
I'm 52, married with two DS, one still at home, the other moved in with his girlfriend about 15 months ago but we see them regularly.
My husband and I both work full time, my business of 18 years failed during the pandemic leaving me with large debts, but I am happily employed in a great company and I'm enjoying the security of a regular income. My DS at home is working part time as he's found it hard to find a job during the pandemic, he was the school year that never got to sit their A levels and he was just suddenly out of school and out of work.
I have embarked on my debt free journey by cancelling my DD's, and writing my holding letters. I will send them to coincide with the missed payments. I would like to be debt free at the same time the defaults fall off my credit report, so about 6 and a half years from now. I know this will be hard work but I want to enjoy my retirement and hopefully there will be some grandchildren along the way
I'm not sure what else to post but will aim to keep this little diary updated along my journey, you never know who you are helping by telling your story!
CC’s - £40,252/£39,684
EF - £2285/£1600
Planned DFD - July 2028 🤞
EF - £2285/£1600
Planned DFD - July 2028 🤞
2
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Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/200
EF - £2285/£1600
Planned DFD - July 2028 🤞
EF - £2285/£1600
Planned DFD - July 2028 🤞