A Pretty Good Day!

Hello - I've never done a dairy before so this might be an interesting experiment  ;)

I'm 52, married with two DS, one still at home, the other moved in with his girlfriend about 15 months ago but we see them regularly.

My husband and I both work full time, my business of 18 years failed during the pandemic leaving me with large debts, but I am happily employed in a great company and I'm enjoying the security of a regular income. My DS at home is working part time as he's found it hard to find a job during the pandemic, he was the school year that never got to sit their A levels and he was just suddenly out of school and out of work.

I have embarked on my debt free journey by cancelling my DD's, and writing my holding letters. I will send them to coincide with the missed payments. I would like to be debt free at the same time the defaults fall off my credit report, so about 6 and a half years from now. I know this will be hard work but I want to enjoy my retirement and hopefully there will be some grandchildren along the way  <3

I'm not sure what else to post but will aim to keep this little diary updated along my journey, you never know who you are helping by telling your story!
CC’s - £40,252/£39,684

EF - £2285/£1600

Planned DFD - July 2028 🤞


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