House insurance on house with subsidence

Slinky

Deleted_User said:

Annemos said:

Can you elaborate on that, please, Deleted_User. Is that Lloyds of London? 


T, I am only a regular homeowner, so no professional knowledge in the field. But I would think keeping 2 policies active on a home would not be allowed. As if there was a claim, it would not be known which one to use.........

...... unless there was any possibility of keeping a Subsidence only policy on the "home" and a policy without subsidence  on the "rental". I do not know if that is even feasible. 


(I think you are aware that it is generally advisable to stay with the same Insurer who did the Subsidence repairs. That is the only company that owes you any "loyalty" at all via the Industry Guidelines.)

Lloyds Bank.  as soon as the claim is settled and corrective work completed then they will offer normal terms

That's very interesting, I'll check them out as we still have limited insurance options on our property which was underpinned 31 years ago. The usual search engines don't want to know us.