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Refund not coming

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Hi, we booked to attend a festival in September 2020. Paid for event in October 2019. The event was postponed in 2020 to be redone in 2021. It was the cancelled weeks before in 2021. Refund was offered, upon application, which we sent off. Since last September nothing has shown up. We are of many trying to recover our money but nothing is coming back from the organiser, other than an automated email. Bank cannot help because its over 60 days since purchase. I made the initial payment using my debit card, mistake! Should of used my credit card.... Any advice.... Thanks 

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  • MalMonroe
    MalMonroe Posts: 5,783 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    When you pay by direct debit, you can claim a chargeback from your bank, see the recent info from this very site in the link below for future use - 

    https://www.moneysavingexpert.com/reclaim/visa-mastercard-chargeback/

    I know it's been quite a while but have you actually tried phoning your bank and asking if they will offer any assistance? After all, these have been very strange times, thanks to the pandemic and it seems that you've been messed about a lot by the festival organiser. It's definitely worth a try. You have 120 days to claim, by the way, according to the info in the above link. Hopefully your bank will acknowledge that there have been very unusual circumstances in your case, since the event has been organised and cancelled on more than one occasion and the refund you were offered has not been forthcoming.  Good luck with it.
    Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.
  • elsien
    elsien Posts: 36,110 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have you checked to see if the company is still in business? 
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • MalMonroe said:
    When you pay by direct debit, you can claim a chargeback from your bank, see the recent info from this very site in the link below for future use - 

    https://www.moneysavingexpert.com/reclaim/visa-mastercard-chargeback/

    I know it's been quite a while but have you actually tried phoning your bank and asking if they will offer any assistance? After all, these have been very strange times, thanks to the pandemic and it seems that you've been messed about a lot by the festival organiser. It's definitely worth a try. You have 120 days to claim, by the way, according to the info in the above link. Hopefully your bank will acknowledge that there have been very unusual circumstances in your case, since the event has been organised and cancelled on more than one occasion and the refund you were offered has not been forthcoming.  Good luck with it.


    120 days from the day the event was meant to happen, sounds like deadline has gone. Chargeback also doesn't mean you just get the money back, banks can pull the funds back if the firm disputes it

    OP - might be useful to say what festival it was as someone might be able to help better - I know of the Neighbourhood Weekender , Lindisfarne and Glastonbury all cancelled for September
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Which event was it? 
  • Nothing you can do i think credit card would of been a better option
  • elsien
    elsien Posts: 36,110 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nothing you can do i think credit card would of been a better option
    Just to let you know, this was posted in January. You might want to double check dates on any other threads of interest to you. 
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
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