Mortgage free in Forever Home :-)

KajiKita

redofromstart said:

Oh lord, an easy mistake to make. I have seen accounts of them refunding membership if you genuinely haven't used it 'set up in error, no reminder at renewal' so it may be worth a ping to customer services

Thanks for the suggestion Redo but I did use it - for the delivery of the luggage straps and the subs payment came out monthly rather as annual lump. Plus, I have deleted that account now. Don’t think I will have much luck 🤷‍♀️

KK

Cheery_Daff

Easy to make indeed. I expect we've all had something daft like this at some point in our MSE history. Most vexing, but at least it was £60 not £600 I suppose 😱 I myself have just had a professional membership renew without me realising for £95 😱 I'd been through the bank account and cancelled everything like this at the start of the year, but it seems I'd set this up on the credit card 🙄 Bit cross they didn't send me a reminder, mind you! 

Don't be embarrassed though. It's £60 well spent if it serves as a reminder not to do something similar in the future! 

KajiKita

Cheery_Daff said:

Easy to make indeed. I expect we've all had something daft like this at some point in our MSE history. Most vexing, but at least it was £60 not £600 I suppose 😱 I myself have just had a professional membership renew without me realising for £95 😱 I'd been through the bank account and cancelled everything like this at the start of the year, but it seems I'd set this up on the credit card 🙄 Bit cross they didn't send me a reminder, mind you! 

Don't be embarrassed though. It's £60 well spent if it serves as a reminder not to do something similar in the future! 

Thanks Cheery, I appreciate the fellow feeling! And I had one if not two of those credit card auto renewals myself last year - utterly frustrating when that happens. 

KK

KajiKita

Morning all 😊

I believe I have may have mentioned that I have the day off …. 🤔😉😂

Oh what a relief! I have an 8.30am one to one call with my boss’s boss (he knows I am taking this call whilst on leave so he will have to put up with me in my gardening clothes! 😉) After that I am FREE ….! 😊

I have a novel I need to return to the library (The Essex serpent), so need to finish reading that this morning, where I will also get my reapplication to be parish councillor ‘informally checked’ and hopefully submitted and a tip slot booked - ooh the glamour 😂 but other than that, I hope to be gardening as much as possible as the forecast for the rest of my time off is dreadful 😉

Looking forward to a properly home cooked lunch, rather than dinged pre-prepped food for a change 😊❤️

KK

KajiKita

Been a frustrating day in some ways. Flip-flopping between sunshine and HEAVY rain with not much transition time between each. Managed to get about 30 minutes in the garden in - cleared an area I can see from the house but so much more that I want to do!! 🙄😉

Managed to get my parish council form checked and accepted, so that’s off my list, and made the library staff smile by ‘fessing up to returning a book I had previously declared as ‘lost’! 😉 Tip run successfully negotiated 😊

Treated myself to a new Bay tree from my monthly ‘pocket money’ 😊 - my previous one had died - combination of that very hot summer (though, I did think I had watered it regularly 🤷‍♀️ and then that bad cold spell after Christmas). Getting that in the ground is another job that needs doing now! 😂

Popped into Mr M’s for bread and tomatoes (got both on YS - don’t think I’ve ever bought YS items before - never really ‘seen them’ iyswim - that saved me c. £1.89 which I promptly spent on some hoummus! 😉 I left all the magazines behind though - go me! 😊

Finished the last of the mushrooms as ‘shrooms on toast with miso paste  for lunch but hacked a chunk of my middle finger off in the preparation process (okay, okay, sliced the top of the pad of the finger quite deeply) - it’s never good when one is actually ‘dripping’, is it ….? 😉 

I have a plan for tomorrow. It’s meant to be dry up to c. 10am, so I will get out early, get the Bay tree in, finish putting the kitchen veg scraps / peelings in the end of the runner bean bed that I haven’t done that to yet and hopefully get the primulas Mr KK’s parents gave me on Sunday in the ground. If it turns wet after that, I can work in the greenhouse (it needs weeding and dead-leafing! 😉) and my potting shed 😊

Payday tomorrow too, hopefully with my bonus, so there should be decisions available to make about how to divvy that up / spread it about. I’m thinking 50% savings, 25% OP and 25% as treat for me. I suspect that there will be rounding / tidying in the actual £values of these proportions, especially as there is nothing i particularly want or need atm. 

KK

Merlin's_Beard

I'll see your German Amazon Prime and I'll raise you a gin subscription that I forgot to push back despite three reminders scattered over everything I own this weekend.

Stuff happens! In my case, gin happens.

KajiKita

Merlin's_Beard said:

I'll see your German Amazon Prime and I'll raise you a gin subscription that I forgot to push back despite three reminders scattered over everything I own this weekend.

Stuff happens! In my case, gin happens.

Awww … Thank you for sharing that 😉 I do appreciate it. And at least you have gin - you don’t get anything for a Pr1ime subscription you don’t actually use …. 🤷‍♀️😉😂

KK

KajiKita

Feeling virtuous 😊
Did weights and squats routine this morning, managed over 8K steps (not bad on a very rainy day!), ate NO crisps!! and have just set up a chickpea flour pancake mix for breakfast tomorrow, for the first time in a VERY long time 😊

KK

SandyShores

I'm really envious of your steps, I have to start getting out and about more and building my steps up again.

KajiKita

SandyShores said:

I'm really envious of your steps, I have to start getting out and about more and building my steps up again.

I have one of those F1tB1t thingamees as my day to day watch. Actually knowing how many steps you are doing is surprisingly motivating. They aren’t too expensive from @mazon. Might be worth considering? Also, it will get easier with the warmer weather and longer evenings. One circuit of the site where I work is typically worth c. 1,000 steps, which is easy to fit in at lunchtime and it’s quite social as a lot of other people on site do it too 😊 Where I get my biggest amount of steps though is trogging up and down my garden (it’s quite big and slopey) I’ve done 5K steps by 9.30am this morning just by starting out there at 7.30am! 

Got my new bay tree in - yaay 😊 This is me NOT neglecting plants in pots until they expire 😇. It’s gone in a bigger hole than the last one, with all tree roots removed, a good dose of microzhial fungal pellets and a full can of water. Grow now!! 🌳
What did make me smile when Mr KK got home last night, was how pleased he was when he saw it - before he met me I don’t think he even knew bay leaves existed. Now he knows the difference between fresh and dried bay leaves when cooking! ❤️

Got the last section of runner bean bed cleared of rampant strawberry volunteers and prepped with buried veg scraps / peelings. It will be interesting to see if that makes a difference to how they perform this year. 

There’s masses more to do out there but the showers are starting again …… I will have to check the forecast and work out when to rescue the washing! 🙄😉 Still that’s the two heaviest and most urgent jobs done 😊👍

Oh, my pay has landed but it looks like only part of my payrise has been applied (I did hear it might be phased) and my bonus wasn’t in there. Gah! Still, I can do some payday money shuffles, YNAB pots topping up, credit card pay off etc etc. Will report back on that later. 

KK