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Mortgage free in Forever Home :-)

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  • badmemory
    badmemory Posts: 9,583 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I used to use supermarketwatch which appears to have changed its name to trolley.co.uk
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    KajiKita said:
    I have a fair few of MSE type plans / actions to do, so I think it would be good if I pulled them all together here:

    1. Vegan ingredients / foods over and above weekly grocery shop:
    - Make list of what I use - chilled & store cupboard
    - Google alternative names for them e.g. my last bag of farro wheat turned up labelled as 'wheat grain'
    - research online and shop costs (e.g. H&B, MrS, MrT, other sites i will google - see next point)
    - ask in my vegan FB groups where they buy their 'obscure' items
    - do a (discreet!) price comparison v. research above in my local health food shop

    Hello KK, good to see you working so hard on taking back control of your money and getting things on a safe footing.  The last point in your (edited) post above is what I wanted to give you feedback on - I'm vegetarian, and I've used a website called Healthy Supplies for about 6 years now, never had any problems.  There's a slight discount for buying some things in quantity - chickpeas, for instance, 2kg organic chickpeas is £7.25.  Sainsbury do 500g ordinary chickpeas for £1.99.  Free delivery over £50.
    2023: the year I get to buy a car
  • KajiKita
    KajiKita Posts: 7,583 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thanks @Karmacat :) 

    Someone else has also suggested buywholefoodsonline as well, so I have a couple of comparison options now  :)

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • South_coast
    South_coast Posts: 5,849 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Buy Whole Foods Online sell on eBay as well, so you can get a bit of TopCashBack too 👍
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • KajiKita
    KajiKita Posts: 7,583 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Buy Whole Foods Online sell on eBay as well, so you can get a bit of TopCashBack too 👍
    I don't know anything about TopCashBack .... something else to investigate! :D  (Feels like things have changed a lot since I last looked at all this stuff - c. 15 years ago .... :o
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 7,583 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Broke my run of no-spend days yesterday - £60 for a physio session. Pretty pricey but he is very good and being in less pain / discomfort is definitely helping my sleep. It will be the last session for a while, partly because I am feeling a bit better but also because that feels like a lot of money to spend on me!

    I will need some physio heel wedges to continue the exercises with but am hoping to shop around for those (once physio has provided a link to what they are - couldn't find them at all last time I looked).

    Made a start with surveys - largely being disqualified though. 

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Suffolk_lass
    Suffolk_lass Posts: 10,270 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    badmemory said:
    I used to use supermarketwatch which appears to have changed its name to trolley.co.uk
    Ooh thank you for that. Looks to cover the same stores from a quick look
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • KajiKita
    KajiKita Posts: 7,583 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I meant to say, I have bought from both WholeFoods (the Amazing-owned US organic produce seller) and from Buy Wholefoods Online (UK company, like Healthy Supplies, and both are based in Sussex) and like both. I choose to buy from the non-Amazing one as prices are comparable and so is quality in my experience. Note to self - not too much variety when buying nuts in bulk or they will go rancid before being used...
    Good tip about the nuts when aiming to make up the order value for free postage ....  ;)

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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