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Mortgage free in Forever Home :-)
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beanielou said:Enjoy seeing your friend.f0xh0les said:Enjoy this time to do all the things that you were not able to do when you were working. If you were still there you would be setting off in the dark, and getting home in the dark, so meet up with friends, sow your seeds, go to the cinema or theatre in the afternoon. Guilt-free!
The recruiters are excited about you and their commission. You won't be without work for long, we all believe in you (sending more mad Kate Bush dancing).
I have that puritan guilt about not being 1,000% focused on the job search, even though logically it is pointless … I need to do something positive, nice for me and encouraging for my soul tomorrow methinks.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.11 -
Glad you had a nice day today with your friend.I hate that blooming guilt, it sits on my shoulder all the time wittering in my ear, it can be very hard to shut it up. Meditation does help for me, I am planning a nice long tomorrow as I have the time and need to rest!Have you considered any courses you might like to do, more for fun then to put on your cv!I sgned up for a Bach flower remedy one, as a refresher and a crystal healing one and psychic one. There are a million different course out there!!♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐2 -
KK, I dreamed I met up with your old boss to cajole him to beef up the reference they'd written for you. It was hard going, but I think I got through to him in the end....
Then I woke up and realised he wasn't German - so Lord knows who I was speaking to 🤣!
Have a good day 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
~FlowerPot~ said:Glad you had a nice day today with your friend.I hate that blooming guilt, it sits on my shoulder all the time wittering in my ear, it can be very hard to shut it up. Meditation does help for me, I am planning a nice long tomorrow as I have the time and need to rest!Have you considered any courses you might like to do, more for fun then to put on your cv!I sgned up for a Bach flower remedy one, as a refresher and a crystal healing one and psychic one. There are a million different course out there!!
Courses are a good shout, I have tonnes of craft and art resources here that I should start using. I think I need to make some time for it every day.South_coast said:KK, I dreamed I met up with your old boss to cajole him to beef up the reference they'd written for you. It was hard going, but I think I got through to him in the end....
Then I woke up and realised he wasn't German - so Lord knows who I was speaking to 🤣!
Have a good day 😀
It’s my birthday today.
There will be no ‘shoulds’ today.
There will be nice things, there will be lunch at my favourite garden centre, there will be banking the £200 cheque my mother has sent me, there will be thinking about what to put the £40 to that MiL put in my card, there will be internal smiling at the ‘Perfect Wife’ badge that came on the card from Mr KK 😂, reading a new lightweight novel, knitting, sewing, cross stitching.The ‘real world’ can do one today! 😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.12 -
Happy birthday! Sounds like you have a great day planned.4
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Happy birthday, a lovely day plannedCarolbee4
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Happy Birthday, enjoy your lunch, and the rest of your day!"Think of many things, do one"
Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga4 -
I still haven't caught up on your whole diary but HAPPY BIRTHDAY 🎈 🎂 🎉 your planned day of doing fun stuff sounds perfect 😁 - enjoy!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Wishing you a very happy birthday full of joy - just as it should be
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
Happy birthday @KajiKita! Have a fab day filled with fun. Has the marching band arrived yet? You are totally worth it. Love Humdinger xx3
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