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Mortgage free in Forever Home :-)
Comments
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My view from the sofa now 😊 (and yes, I cleaned the doors!)
As at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 5 books of target 52 in 2026 as @ 13th January
Produce tracker: £18 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
Ooh, that's lovely! 🥰🥰 well done 😊😊2
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Oh wow! Love the view
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Awesome I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
What an lovely view-well worth doing!2
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Beautiful view."Think of many things, do one"
Mortgage 30Jan'26 est. £204,205 £309,749 2020 (ends 2038 - aiming for 2031)
Seven Goals; target lose 4lbs by Feb'26; walk/run/exercising/weights/yoga1 -
Really productive day 😊
- Cleaned the patio doors. We can properly see through them now.- Assisted Mr KK with dropping through the floor and fishing up on the other side of the room the TV aerial cable so it’s not running across the floor any more.- Harvested blackberries, runner beans and cooking apples. Most of the cooking apples went over to Mr KK’s mum as she loves our apples 😊 I kept a few back though to make blackberry and apple crumble - Mr KK was delighted when he got home to that scent! 😊🤩❤️ There are loads more black berries to come - it’s going to be quite a year for them here I think.
- Updated my mortgage status and produce tracker details in my signature. Just another £500 or so off reducing the overall mortgage period by a second month 🎉🤩
- Attempted to make a warm salad but all my recipe books are boxed up due to diy in living room and I misremembered the details so it came out very crunchy! 😂 Not helped by Mr KK wanting help with apple harvesting at a critical point. 🤷♀️
- Renewed my library books
- Tried and failed (again!) to organise fibre broadband …. 🙄
- Put Mr KK’s butcher shop away in the freezer, which I have been reminding him about since Saturday ….
- wrangled two loads of washing for Mr KK - second one airing out in the conservatory
- made good inroads into de-diy-dusting the snug as well as the lounge. Degunked/defluffed the dog bed that sometimes serves as a cat bed, when she deigns to use it 😉
- Did a few more bits on my (simple) tapestry
- Hit 10K steps - unheard of for a Sunday, which today, pretty much has been 😊
Just got my lunch to finish off, my overnight oats to set up for breakfast in work and I am done for the day 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 5 books of target 52 in 2026 as @ 13th January
Produce tracker: £18 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Fantastic effort, well done!2
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As at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 5 books of target 52 in 2026 as @ 13th January
Produce tracker: £18 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
As at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 5 books of target 52 in 2026 as @ 13th January
Produce tracker: £18 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3
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