default not dropped off

Rondoten10

Hello

Just wondering why a default from 04/01/2016 would not have dropped off my transunion stat report yet. Dropped off from experian and equifax all fine.

Thanks

Penguin_

I think it depends on when the report is updated, i.e. at what date in the month.

Rondoten10

yeh but its a stat report not a feeder company like credit karma etc

[Deleted User]

They update periodically, it'll go in the next few days 
Do hope you're not paying for that report though!

PRAISETHESUN

It might've been due to drop on 04Jan, but lender's only send through updates in batches on certain days of the month so it might not have updated yet. Additionally, your statutory reports are only a snapshot of the day you request them, so you'll need to request it after the update has gone through to see the change. Ultimately I wouldn't worry, yet. Worst case I'd be complaining if it hasn't dropped off by the start of Feb.

Rondoten10

The stat report from Transunion is free.

Seems strange that its dropped off equifax and experian but not transunion though no?

Rondoten10

Does it actually require the lender to manually send through an account drop off as the default has finished i always though from info on there that defaults automatically drop off after 6 years