You're just about to leave your debt behind and you want more?
Can't you just buy something for a fra tonight of the cost from FB Marketplace? Then save up for the furniture you really want?
I've got to agree with this - how on earth can you be considering more debt when you're still within a DMP (leaving aside the question of whether or not you'd be accepted)? To my mind that's madness.
Do you have one of those large BHF shops anywhere nearby? My local store has some cracking furniture in it for a fraction of what it would cost new. Or, as Penners said, look on FB, or Freecycle.
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Can't you just buy something for a fra tonight of the cost from FB Marketplace? Then save up for the furniture you really want?