Dfs finance on a dmp 6 January 2022 at 4:34PM in Credit file & ratings 3 replies 129 views

[Deleted User]

I have 3 payments left on my dmp would i be able to purchase a sofa from dfs on 0% finance.without it causing issues with my plan.Can anyone help?

penners324

You're just about to leave your debt behind and you want more?

Can't you just buy something for a fra tonight of the cost from FB Marketplace? Then save up for the furniture you really want?

emmajones1976

The threshold for 0% finance is much higher than interest bearing products, you probably have no chance whatsoever of being accepted.

Ebe_Scrooge

penners324 said:

You're just about to leave your debt behind and you want more?

Can't you just buy something for a fra tonight of the cost from FB Marketplace? Then save up for the furniture you really want?

I've got to agree with this - how on earth can you be considering more debt when you're still within a DMP (leaving aside the question of whether or not you'd be accepted)?  To my mind that's madness.

Do you have one of those large BHF shops anywhere nearby?  My local store has some cracking furniture in it for a fraction of what it would cost new.  Or, as Penners said, look on FB, or Freecycle.