Unused Credit Limit

relay

I have a credit limit of £2000 on one of my cards & i rarely spend more than £250-£300 a month & every month i pay it off in full. Will my credit limit be reduced in future if i don't use more of it each month than i currently use?

Stompa

relay wrote: »

I have a credit limit of £2000 on one of my cards & i rarely spend more than £250-£300 a month & every month i pay it off in full. Will my credit limit be reduced in future if i don't use more of it each month than i currently use?

I wouldn't have thought so. Having used credit cards for 30 odd years, I've seldom got anywhere near my credit limit - and I've never had a credit limit reduced.

relay

Thanks for replies, I was hoping that would be the case. I am pretty sure there will come a time in future when i will need the credit badly so i would hate to get the limit reduced just because i wasn't using it fully every month.