Lease car - insuring unlicensed driver?

proformance

Hi 

I was hoping to allow my OH to drive my leased car (under my supervision) and wondered if this is even possible and what kind of costs I might expect to pay?

She has only a provisional license and 4 driving lessons under her belt.

Many thanks 

Z

TadleyBaggie

Do the T&C's of the lease allow it? A quick Google suggests some companies allow it and some don't.

sevenhills

It could be cheaper to get a stand-alone policy, pay as you go. A few years ago, I insured my daughter, I had to tell the website which hours/days she was driving.

https://www.wearemarmalade.co.uk/

Grey_Critic

It is still up to the Lease company. Ask them, we can only give our own opinions.

marlot

When you ask them, don't ask about an "unlicenced driver" (as per your header in this thread).  Instead ask about a "provisional licence holder".

It's an important difference!

Herzlos

sevenhills said:

It could be cheaper to get a stand-alone policy, pay as you go. A few years ago, I insured my daughter, I had to tell the website which hours/days she was driving.

https://www.wearemarmalade.co.uk/

The lease company may have stipulations that the car isn't used for stuff like driving lessons, taxi and courier services, so even if insured they may not be happy about it. Though they'd likely only find out if you crashed during a lesson.

Sandtree

sevenhills said:

It could be cheaper to get a stand-alone policy, pay as you go. A few years ago, I insured my daughter, I had to tell the website which hours/days she was driving.

https://www.wearemarmalade.co.uk/

It could be but Insured and Spouse policies tend to be cheaper than Insured Only and so depending on the age of the OP's partner the fact they are a provisional driver may be notably offset by the cheaper pricing of I&S cover... 

Adding the Mrs with per provisional license and factoring in she'd been in the UK for 10 years at the time (another rating increase) added the grand total of £4 to our car (even though it was a 2 seater with over 400 BHP)... I'm sure if it had been a more sensible car it'd have actually reduced the premiums.