balance transfer but no purchase 0%

northernstar007

hi all cut a long story short i`m after a new tv £1500
credit file is perfect etc no debt all 3 cc etc high limits 10k+
ive called 1 of my high st card co up asked if i can have a 0% purchase and came back no but a 3% bt and a money transfer 24mths
i could get the tv on pay in full in 12 mths interest free from the retailer, which i want to pay off in 6mths max
ive been with the cc co about 5yrs now and not happy, yet on the credit ref checkers im 100% to get the purchase cards from a few high st banks
so trying to charge me £45 to get it on a card not happy 

emmajones1976

northernstar007 said:

i could get the tv on pay in full in 12 mths interest free from the retailer, which i want to pay off in 6mths max

Just do that than, why the overcomplication?

[Deleted User]

Apply for a new card with a purchases offer.

There's no mileage in your existing cards offering you a loss leader.

northernstar007

emmajones1976 said:

northernstar007 said:

i could get the tv on pay in full in 12 mths interest free from the retailer, which i want to pay off in 6mths max

Just do that than, why the overcomplication?

i was wanting nectar points lol

northernstar007

Deleted_User said:

Apply for a new card with a purchases offer.

There's no mileage in your existing cards offering you a loss leader.

shut the card down? might aswell, the points on offer are really poor

emmajones1976

northernstar007 said:

Deleted_User said:

Apply for a new card with a purchases offer.

There's no mileage in your existing cards offering you a loss leader.

shut the card down? might aswell, the points on offer are really poor

Thats not what he or she said. He or she said apply for a new one, with a new lender, you are allowed to have more than one.

northernstar007

the retailer is using newday finance, is that ok for credit file, eg not a payday loan co ?

emmajones1976

Its not a payday loan, its fine.