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Documents for renting

I am going to rent a house from an estate agent in the next month. The agent as asked for bank statements, why is this? What happens if your overdrawn too?

Comments

  • Bluebell1000
    Bluebell1000 Posts: 1,117 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    As a landlord, we would potentially ask for bank statements to check your salary is as you've stated, to see if the rent is affordable i.e. are you paying a large number of credit commitments that mean the rent might not get paid.
  • theartfullodger
    theartfullodger Posts: 15,562 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Nothing preventing a tenant requesting things from landlord or agent also.  E.g. bank statements, criminal records check, qualifications or proof of training.

    Sadly rarely done.
  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 January 2022 at 6:45PM
    The Landlord is about to hand over the keys to his/her rental property to a stranger.
    Could be a £100,000 pound flat or £1 million pound house.
    Would you want as many checks as possible ?

    Have you done your checks ?
    What's the EPC for the property ?
    Council Tax ?
    Have you been given the Gas Safe Certificate ?
    Seen a EICR ?
    Checked on the Land Registry website for who owns the rental property your about to rent ? Costs £3 
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