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Life insurance with osteoporosis

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I’m 51 and have just been told I have very advanced osteoporosis (not hereditary, simply stupidity) . I need to buy some life insurance. It don’t know if it would make a difference to a policy, I don’t want them to wriggle out of paying my oh because of this if I don’t go for an expensive medical type policy. I can supply a copy of my medical records to show I don’t smoke, drink moderately and am otherwise in excellent health. Does anyone have any advice please? Thanks in advance 😊

Comments

  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It would definitely make a difference to a policy. 
    Do you really need it
    Is there a mortgage to clear if you die
    Do you have dependants
    Is it just to pay for funerals. 
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • It’s just to leave my oh money if I die. No mortgage but he’s not the best on his own so I want to make sure he’s ok financially at least.
  • Brie
    Brie Posts: 14,812 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Anything available through work?  That's normally the least expensive option.
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
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  • Not my work lol, they resent paying toward anything or offering deals. I’ll just ask an ifa but I do appreciate the help from both of you. Thanks 👍🏻
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