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Challenge to make an extra £10 a day January 2022 ~ all welcome
Comments
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Well done on the moneymaking everyone. I'm very slow off the mark this month, but I'll try and have a catch-up this week.2
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£25 from Onepoll
£7.91 Prolific
13p Qmee
£164.48/£310#5 - Save £12k in 20263 -
I don't usually post on this thread - but I keep trying the make £10 a day thing as a habit. This month I've had:
£30 refund
£22 FB sales
£130 bank switching
£37+ £c0
Just under £3 points knocked off groceries
So currently £222Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
3) Mortgage neutral by 06/30 (AVC £41.6K + Lump Sums DB £4.6K + (25% of SIPP 1.4K) = 47.6K of £127.5K target 37.33% 16/5/26 (If took bigger lump sum = 69.5K or 54.5%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.6K updated 16/5/262 -
£11.50 leftover birthday money
£10 roadkill
£5.92 interest payment
£191.90/£310
#5 - Save £12k in 20262 -
Another £12 FB sales so £234Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
3) Mortgage neutral by 06/30 (AVC £41.6K + Lump Sums DB £4.6K + (25% of SIPP 1.4K) = 47.6K of £127.5K target 37.33% 16/5/26 (If took bigger lump sum = 69.5K or 54.5%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.6K updated 16/5/262 -
Hello @savingholmes and welcome to the challenge. Well done on your totals for this month.2
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Thanks @[Deleted User]
I also got some free food from olio and lots of YS bargains so not a bad few days...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
3) Mortgage neutral by 06/30 (AVC £41.6K + Lump Sums DB £4.6K + (25% of SIPP 1.4K) = 47.6K of £127.5K target 37.33% 16/5/26 (If took bigger lump sum = 69.5K or 54.5%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.6K updated 16/5/262 -
I got an extra 20% off code by nearly leaving a site - so that saved me £3 - so now at at least £225, I've also had a £13 refund for poor service from my BB supplier - so that takes me to £238.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
3) Mortgage neutral by 06/30 (AVC £41.6K + Lump Sums DB £4.6K + (25% of SIPP 1.4K) = 47.6K of £127.5K target 37.33% 16/5/26 (If took bigger lump sum = 69.5K or 54.5%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.6K updated 16/5/262 -
£8.81 from Prolific
£200.71/£310#5 - Save £12k in 20262 -
I can't believe how quickly this month's gone by. I've withdrawn some cashback from the bank and tcb, total £29.38.2
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
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