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Challenge to make an extra £10 a day January 2022 ~ all welcome
Comments
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Well done on the moneymaking everyone. I'm very slow off the mark this month, but I'll try and have a catch-up this week.2
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£25 from Onepoll
£7.91 Prolific
13p Qmee
£164.48/£310#39 - Save £12k in 20253 -
I don't usually post on this thread - but I keep trying the make £10 a day thing as a habit. This month I've had:
£30 refund
£22 FB sales
£130 bank switching
£37+ £c0
Just under £3 points knocked off groceries
So currently £222Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/252 -
£11.50 leftover birthday money
£10 roadkill
£5.92 interest payment
£191.90/£310
#39 - Save £12k in 20252 -
Another £12 FB sales so £234Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/252 -
Hello @savingholmes and welcome to the challenge. Well done on your totals for this month.2
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Thanks @makingmehappy
I also got some free food from olio and lots of YS bargains so not a bad few days...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/252 -
I got an extra 20% off code by nearly leaving a site - so that saved me £3 - so now at at least £225, I've also had a £13 refund for poor service from my BB supplier - so that takes me to £238.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/252 -
£8.81 from Prolific
£200.71/£310#39 - Save £12k in 20252 -
I can't believe how quickly this month's gone by. I've withdrawn some cashback from the bank and tcb, total £29.38.2
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