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Rejected for a Select account from RBS - worth appealing?

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  • RG2015
    RG2015 Posts: 6,054 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 4 January 2022 at 12:06AM
    Yeah I downloaded and even paid for my Experian credit report, supposedly the biggest credit agency in the UK. I can't bare to think what's on the other two. 

    Thanks for the link, I already checked it out. Might have a look at MSE's credit club but I worry it'll say the same thing if it's from Experian.
    MSE Credit Club gets all of its data from Experian so it will be the same as you already have. The MSE credit report is only updated once a month but it is free of charge.

    The other two agencies may not have any mistakes. The only way to know is to check them. There is however, no guarantee that the mistakes on your Experian credit report are the cause of  your rejection when you applied for an RBS current account. 
  • Alex9384
    Alex9384 Posts: 980 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    I'm not sure if you can switch basic accounts.
    You can get a normal account such as Monzo without a hard search, then switch it elsewhere. Or if you already have one Halifax or Lloyds account, you can open another one with them without an additional hard search.


     
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