Outbuilding / Home Office Insurance

brytox

Hi, wonder if anyone can point me in the right direction.

Ive recently moved to a house with a "garden room" this is at the end of the garden and has electricity and proper windows and multipoint locked doors.

I want to use it has a home office, so it will have IT equipment and some other electrical items of a reasonable value in it.

My home insurance covers me up to 2k but I cant seem to find anyone online that will let me add cover for just the outbuilding, seems to be some for sheds, but doesn't feel like the right thing.

Any advice?

dunstonh

NFU cover working from home in outbuildings.    Homeworker policies will usually have the same too.     Most of the better quality policies will offer it as well.   The bottom end to mid-range of the market will not or will have it restricted to death in terms of what it will cover.

 but I cant seem to find anyone online that will let me add cover for just the outbuilding, 

Internet policies tend to cater for the mainstream.   Whilst there are some online homeworker policies or more advanced policies you tend to find you need to deal with a broker to get greater access to the range.

brytox

Any recommendations of a broker to use?

Thanks!