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-£40k... -£10k... -£5k... -£3.7k... -£2k to debt free to my first house!!!!!!!!!!

24

Comments

  • GZA1981
    GZA1981 Posts: 20 Forumite
    Third Anniversary 10 Posts Name Dropper Debt-free and Proud!
    edited 1 September 2022 at 8:11PM
    TripleH said:
    Well done. I don't want to be negative, but what is your plan when you've finished paying off the debts?
    I would suggest saving up to do something nice in the near future.
    Clearing the debt is part of the journey, making sure you don't get back in that position is the other half.

    Yep, it will start going into savings for fun things and rainy days  :)

    I'm confident I've addressed the issues that caused me to get into this position in the first place, I don't need the pain, stress and sleepless nights of debt again. I've worked so hard to rectify mistakes  :)
  • Snwps
    Snwps Posts: 230 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Photogenic
    Congratulations, I bet thats a nice feeling. 
    Original Debt £37,493.25 @ 25/05/2019 - Now £0 @ 24/02/2023 - £37,493.25 - 100% paid
  • Misslayed
    Misslayed Posts: 15,549 Senior Ambassador
    Tenth Anniversary 10,000 Posts Homepage Hero Name Dropper
    Congratulations, what an achievement! 
    I’m a Senior Forum Ambassador and I support the Forum Team on the Competition Time, Site Feedback and Marriage, Relationships and Families boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com All views are my own and not the official line of Money Saving Expert.
  • Misslayed
    Misslayed Posts: 15,549 Senior Ambassador
    Tenth Anniversary 10,000 Posts Homepage Hero Name Dropper
    @MSE_James Debt Free badge please!
    I’m a Senior Forum Ambassador and I support the Forum Team on the Competition Time, Site Feedback and Marriage, Relationships and Families boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com All views are my own and not the official line of Money Saving Expert.
  • GZA1981 said:
    I'm officially debt free for the first time in years  <3

    Very well done. It;s such a great feeling :smiley:
  • I_Love_comps
    I_Love_comps Posts: 2,460 Senior Ambassador
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Congratulations on being debt free.
    I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
    If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators.  Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.



    My Diary Link My Frugal Year 2023 My Frugal Year 2023 — MoneySavingExpert Forum

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    Make £2023 in 2023. £3.16/£2023 Make £2023 in 2023 — MoneySavingExpert Forum
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  • GZA1981
    GZA1981 Posts: 20 Forumite
    Third Anniversary 10 Posts Name Dropper Debt-free and Proud!
    I'm really enjoying seeing zeros on my credit card accounts and positive balances on current and savings  :)
  • GZA1981
    GZA1981 Posts: 20 Forumite
    Third Anniversary 10 Posts Name Dropper Debt-free and Proud!
    I now have £4000 in savings and rising, it's like being in a whole different world

    The stress I had when I was in debt has melted away :-)
  • Congratulations. I bet it feels amazing!!
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

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