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The Mortgage Free in Three - Take 6 challenge (MFiT-T6)

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  • powerspowers
    powerspowers Posts: 1,337 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Thanks Julicorn!! And we’ll done everyone ❤️ 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,350 /£5,000


  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Hello everyone, congratulations on our first quarter! Let’s keep up the hard work! Looking forward to next quarter as my balance will be well below £400k! 
    It was good looking at our update sheet. Thanks @julicorn for keeping us updated
    Xx
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • girlie1412
    girlie1412 Posts: 51 Forumite
    Third Anniversary 10 Posts Name Dropper
    Just submitted my update and very pleased how much is down since staring!
    thanks so @julicorn for organising all of this! 
    MFiT-T6 #7 
  • eat_that_frog
    eat_that_frog Posts: 266 Forumite
    Fifth Anniversary 100 Posts Mortgage-free Glee! Name Dropper
    Thanks Julicorn! Well done everyone
    Mortgage free as of March '25!
    £240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
    Mortgage paid off 19 years early.

    2025 MFW #40

    2025 Goals

    Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
    Keep emergency fund at £10k - £10k/£10k - goal met!
    Lose 12 kgs - 3/12 kgs lost so far
    Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
    Decluttering - declutter 500 items from house and outbuildings - 136/500 items so far
  • northwalesd
    northwalesd Posts: 1,318 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Blimey, three months soon rolls round. I know we have a while but as our mortgage payment goes out on the first (weekends and BHs excepted) I've submitted this quarters update 😃.
  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Hello everyone. #27 reporting overpayment of £2100 for last quarter. 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • smetf
    smetf Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Hi everyone,
    Just submitted my update form as there won't be anymore OPs this month.
    Thanks @julicorn
    S
    Emergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614
  • Bounty123
    Bounty123 Posts: 98 Forumite
    Sixth Anniversary 10 Posts Photogenic Name Dropper
    edited 22 July 2022 at 7:06AM
    Morning all,
    I have submitted my update. Hope everyone is well.
    Thanks @julicorn
    Bounty
    2025 MFW No:23
    MFiT-T7 12
  • mummytummy
    mummytummy Posts: 966 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    I couldn’t remember if I’d updated, so I’ve just done it 😂

    Thank you julicorn

    MFiT-T7 #17 (Jan 2025) £193k (Apr) £177k (July) £
    SPC 18 #6 £315.70(04/08/25)

    SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks everyone who's already provided an update, it's much appreciated! You still have until Monday to complete the form :) 

    @Sistergold would you be able to post your update through the form as well? It's a little fiddly to do manually, but let me know if you run into any issues at all. 
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