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Getting FIREd up 😀
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Thanks for the reminder, I've just transferred my first £300 to the new LISA. Good luck with the Refurb savings, we'll be cheering you on!Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20173
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Thanks, think I need it 😳!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Right, I am another year older plus we're into a new tax year and therefore a new LISA year, so let's have a look at the 6-year plan coast figures....
Pensions
26/12/2021: £60,206.14/£75,000
09/04/2022: £58,622.47/£75,000
So much for me saying normal contributions and no crashes should get me there - talk about a jinx 🤦♀️! It's a long game though and they've already recovered a lot of what they had lost, so no need to panic yet
LISA
26/12/2021: £10,015.92/£40,000
09/04/2022: £10,494.95/£40,000
This will continue to be topped up (by me and the Govt 😀) through the rest of the year, so is on target
S&S ISA
26/12/2021: £1,046.98/£90,000
09/04/2022: £4,023.94/£90,000
Pretty happy with this, as I wasn't really meant to be putting anything in at all yet (whoops 😳) But the Red = Buy chance to buy whilst "on sale" was too tempting
In other news, I am doing a terrible job of managing my finances this month and have got £51.67 left in the grocery and personal pots combined (more in petrol - but I need that for petrol 🤣!) Hoping my horses do well on the Grand National later to top up the coffers 🤞 (Of course, I could have just not backed the horses and still had the money, but this is the year of happiness!)Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
£26.50 coming back my way 😅!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Well done! And happy birthday too 😁 Good progress overall there I'd say 😊4
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Happy birthday SC hope you are having a wonderful weekend CM2
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Happy Birthday! 🎉🥳🍾🎂Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Thanks for the good wishes, all! Birthday was actually a little while ago, but I didn't mention it then in the vain hope of preserving some anonymity 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Happy belated birthday then!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)2 -
Thank you 🤣🤣🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2
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