📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Simple living in the country - back to basics

Options
1264265267269270509

Comments

  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    KajiKita said:
    I know from bitter experience how long it takes to earn £7.75 on Qm33, so yes, worth having! 

    Well done for all the insurance wrangling and the pots shuffling - the YNAB Force is strong within you! 💪😉😊

    KK
    Absolutely, I'm with KK, that's a brilliant result - almost £8 a month freed up simply from cancelling subscriptions, as well as the YNAB work.  Well done you :) 
    2023: the year I get to buy a car
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That recipe sounds tasty Cheery - I'll be investigating - you know how much I love all things peannutty! (And of course having been to her site to find it, I've gone down the standard internet rabbit hole and identified at least three other thigs which I also fancy trying!) 

    A tip on uncertainty around insurance providers is that the Defaqto (?sp) ratings are helpful on this - we always try to go for providers that have higher ones where we can, as we figure if it does come down to a claim we want to know that dealing with it should be relatively straightforward! they usually appear in the comparison sites listings these days too, which makes life easier! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Cheery_Daff
    Cheery_Daff Posts: 17,174 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks, that's useful to know.

    I realised I didn't add spinach to the black bean thing - I'm sure that would have helped it go considerably further! 😂
  • KajiKita
    KajiKita Posts: 7,715 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Ouch! 18 days is a lot!! At what point does it get to the point where the staff say we can’t afford it? Surely once enough do, there will be alternative way of protesting found? Crossing my fingers that that number makes your employers wince and come up with better offers! 

    Sending hugs x
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • your strikes sound awful - My profession are currently striking - I'm thankful I work in a derogated area and can go in without problem. 
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.