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Credit report after cancelling direct debit
subsea
Posts: 4 Newbie
Currently in a dispute with a service provider, and are still intending to charge as I have to give one months notice. Will this affect my credit rating if I cancel the direct debit?
In detail: paying a membership for secured underground parking. Advertised with 24hour surveillance, doors and gates all require pin to enter. Vehicle was broken into whilst inside its compounds and providers admitted cameras offline and no answer of entry logs. Final response was they are looking the other way. Therefore I want to no longer pay for the parking and go elsewhere. They are responding generically, ignoring all my points and reminding me of the 30days notice required to cancel.
In detail: paying a membership for secured underground parking. Advertised with 24hour surveillance, doors and gates all require pin to enter. Vehicle was broken into whilst inside its compounds and providers admitted cameras offline and no answer of entry logs. Final response was they are looking the other way. Therefore I want to no longer pay for the parking and go elsewhere. They are responding generically, ignoring all my points and reminding me of the 30days notice required to cancel.
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Comments
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Does this service provider account appear on your files? It sounds unlikely.
If not, nothing will appear until they get a CCJ for non-payment.
However, it will be cheaper to pay the one month now than let it attract additional fees. and much cheaper than the CCJ stage.1 -
If you have in writing / email that they haven't provided the service you've paid for, I'd be chasing them for a partial refund for the length of time you've had the contract.0
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Cancelling the DD does not cancel the contract. So check that doing that does not incur a fee for non payment.Life in the slow lane0
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