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Pension fund choices again
Comments
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OK so I'm now potentially looking at:
L&G PMC World (ex UK) Equity Index Fund 3 (50%)
L&G PMC UK Equity Index Fund 3 (15%)
L&G PMC World Emerging Markets Equity Index Fund 3 (5%)
UK Biased bond fund - L&G PMC Pre Retirement Fund 3 - NEN3 (15%)
Overseas bond fund - L&G PMC Overseas Bond Index Fund 3 - NBX3 (15%)
Does anyone have any input regarding the bond funds? At the moment I just have them as overseas & (mainly) UK with even split between the two but this is only because I don't really know what I'm looking for in bond fund(s).
Also any other comments on whether this seems like an OK selection generally for my aims i.e someone hoping to retire in 8-12 years with no more than 70% equity split due to risk appetite.0 -
I think you've got the answers you need from the previous replies, but your final proposed allocations look absolutely fine. Personally, I'd the EM a bit and reduce UK equity by the same amount, by c. 5%."If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett
Save £12k in 2025 - #024 £1,450 / £15,000 (9%)1
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