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Pension fund choices again

2»

Comments

  • OK so I'm now potentially looking at:

    L&G PMC World (ex UK) Equity Index Fund 3 (50%)
    L&G PMC UK Equity Index Fund 3 (15%)
    L&G PMC World Emerging Markets Equity Index Fund 3 (5%)
    UK Biased bond fund - L&G PMC Pre Retirement Fund 3 - NEN3 (15%)
    Overseas bond fund - L&G PMC Overseas Bond Index Fund 3 - NBX3 (15%)

    Does anyone have any input regarding the bond funds? At the moment I just have them as overseas & (mainly) UK with even split between the two but this is only because I don't really know what I'm looking for in bond fund(s).

    Also any other comments on whether this seems like an OK selection generally for my aims i.e someone hoping to retire in 8-12 years with no more than 70% equity split due to risk appetite.  
  • george4064
    george4064 Posts: 2,938 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I think you've got the answers you need from the previous replies, but your final proposed allocations look absolutely fine. Personally, I'd the EM a bit and reduce UK equity by the same amount, by c. 5%.
    "If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett

    Save £12k in 2025 - #024 £1,450 / £15,000 (9%)
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