Latest Increase offer

Dandytf

Hi mser's

Surprised to receive Nationwide CC Increase offer today in writing.

from 3k up to 3.5k.
Which I'll accept.

Whilst some may think 500 pounds isn't much, I find it's generous enough for one of many rarely used facilities.

thanks 

[Deleted User]

Dandytf said:

Hi mser's

Surprised to receive Nationwide CC Increase offer today in writing.

from 3k up to 3.5k.
Which I'll accept.

Whilst some may think 500 pounds isn't much, I find it's generous enough for one of many rarely used facilities.

thanks 

I was surprised to get a blue/green Visa to replace my silver Select Visa from Nationwide.

Festive Greetings. 

[Deleted User]

Do you not think with all your other finance problems, loan, car finance, window finance, balance transfers etc you might want to have some restraint?

Dandytf

Deleted User said:

Dandytf said:

Hi mser's

Surprised to receive Nationwide CC Increase offer today in writing.

from 3k up to 3.5k.
Which I'll accept.

Whilst some may think 500 pounds isn't much, I find it's generous enough for one of many rarely used facilities.

thanks 

I was surprised to get a blue/green Visa to replace my silver Select Visa from Nationwide.

Festive Greetings. 

Early greetings, though enjoy mser's

Dandytf

Deleted_User said:

Do you not think with all your other finance problems, loan, car finance, window finance, balance transfers etc you might want to have some restraint?

Precisely, restraint is continuous in terms of utilisation.  
Only groceries via cards, re paid almost in full.
Oled is zero percent until help2save expires next year, before being re paid.

Car is over 48 months, yes that's another 2 years extra over previous car, though 4 years rather than 5 original terms.
Any other tech purchases have been amazing through 2021- repaying zero interest via paypal credit.
Next pay is very good for clothes and occasional home purchase, my wait until one order is repaid before any more is working.

I possibly have most cards zero balances, only oled and groceries make it 5% utilisation.
FD30 is being paid over 36 months with decent deposit from savings.
Windows spring 2022 since March '21 order, which I want to shorten term to 4 years or less.

thanks

Dandytf

Couldn't resist it, Nationwide overdraft increased from 500 up to 750.
This is secondary account, very rarely used for day to day banking.

thanks

Alex9384

I used to receive Nationwide offers for £500 increases until I reached £3500, then the next offer was for £1000 increase.

Alex9384

Deleted User said:

I was surprised to get a blue/green Visa to replace my silver Select Visa from Nationwide.

Festive Greetings. 

What blue/green Visa? Do you mean their Member credit card?
I really like my current Select bright silver card with red/blue Nationwide logo.

Sncjw

You have also got finance on a dell. Monitor too.. 

I hope you mean in regards to next pay you pay off in full before the due date to avoid interest. 

HeinzVarieties

Dandytf said:

Deleted_User said:

Do you not think with all your other finance problems, loan, car finance, window finance, balance transfers etc you might want to have some restraint?

Precisely, restraint is continuous in terms of utilisation.  
Only groceries via cards, re paid almost in full.
Oled is zero percent until help2save expires next year, before being re paid.

Car is over 48 months, yes that's another 2 years extra over previous car, though 4 years rather than 5 original terms.
Any other tech purchases have been amazing through 2021- repaying zero interest via paypal credit.
Next pay is very good for clothes and occasional home purchase, my wait until one order is repaid before any more is working.

I possibly have most cards zero balances, only oled and groceries make it 5% utilisation.
FD30 is being paid over 36 months with decent deposit from savings.
Windows spring 2022 since March '21 order, which I want to shorten term to 4 years or less.

thanks

Why are you focusing on your utilisation, rather than how much you owe?

Or is it perhaps because how much you owe is scarily high?

Dandytf

HeinzVarieties said:

Why are you focusing on your utilisation, rather than how much you owe?

Or is it perhaps because how much you owe is scarily high?

Recently across various mse posts/reply's my 2021 credit card total limit's were posted.

No idea why you find it difficult to subtract my posted Panasonic oled and a few groceries from total credit card limits.

try referring to earlier reply when  I quoted help2save is to be used to clear oled

thanks