Who Can I Switch To For Switching Bonus?

robertson70

I have current accounts with Halifax, Bank of Scotland, HSBC, Royal Bank of Scotland, Nationwide and Santander and everytime I try to switch to a bank offering a switching bonus I keep getting rejected as I am already a customer.

Is there anyone left I can switch to to get a switching bonus that will not reject me because I am an existing customer?

eskbanker

robertson70 said:

I have current accounts with Halifax, Bank of Scotland, HSBC, Royal Bank of Scotland, Nationwide and Santander and everytime I try to switch to a bank offering a switching bonus I keep getting rejected as I am already a customer.

Is there anyone left I can switch to to get a switching bonus that will not reject me because I am an existing customer?

If you literally mean that you're trying switches without checking the Ts & Cs first then that is undoubtedly a complete waste of time, so keep an eye on this board, plus the weekly emails, plus https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/#switch, for info about offers likely to be open to you, and then check the detailed offer terms on the actual bank sites, although you seem to have all current offers covered, except the Virgin (non-cash) one....

Katiehound

Currently: First Direct, Virgin Money
You can switch into Nationwide even if you are an existing customer (unless your account with them was switched in for a a bonus.)
In the past you have been able to switch into both Lloyds & Halifax as an existing customer (and Barclays but their rewards are vanishing!)

It's essential that you read the t&cs as the small print shows eligibility- or not!

Marchitiello

Santander recent switching bonus was open to existing customers (although had to be done in person rather then online), as was the recent RBS/NatWest. The only issue in both cases was that you did not receive a switching bonus from them before. First Direct switching bonus is also open to existing HSBC customer (using a different account than HSBC to switch from) as far as you had opened the HSBC account before 2018.

in any case, as others have said, you need to read each offer T&C 

jimjames

robertson70 said:

Is there anyone left I can switch to to get a switching bonus that will not reject me because I am an existing customer?

You actually get higher payment with Nationwide if you switch as an existing customer

qwert10

Marchitiello said:

Santander recent switching bonus was open to existing customers (although had to be done in person rather then online), as was the recent RBS/NatWest. The only issue in both cases was that you did not receive a switching bonus from them before. First Direct switching bonus is also open to existing HSBC customer (using a different account than HSBC to switch from) as far as you had opened the HSBC account before 2018.

in any case, as others have said, you need to read each offer T&C 

Did mine online! just opened the 123 account alongside my other santander and transferred a sacrificial nat west account got the cash in a month or so. paid in an amount as required.

RN61

1. Coop refer a friend, £50 each.
2. Nationwide. £100, or £125 if you do it right. You, your partner and a joint account. 3x125😎