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Mortgage application: do I need bank statements from all of my bank accounts?

leo.ge
leo.ge Posts: 16 Forumite
Tenth Anniversary Combo Breaker First Post
edited 8 December 2021 at 12:29PM in House buying, renting & selling
When applying for a mortgage, do I need to show bank statements from my main bank account (i.e. where I receive salary etc.) or also from my saver bank account related to the main one and also from my additional bank account in a different bank?
Many thanks!

Comments

  • penners324
    penners324 Posts: 3,540 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Just your main account. Though if they ask for savings account statements, supply those as well.
  • leo.ge said:
    When applying for a mortgage, do I need to show bank statements from my main bank account (i.e. where I receive salary etc.) or also from my saver bank account related to the main one and also from my additional bank account in a different bank?
    Many thanks!

    They asked for my main account where my salary went in, and then got confused when that was the only transaction on there, so I had to send my other account to show my daily uses. And then they wanted my savings to check on my deposit. 
  • Owleyes00
    Owleyes00 Posts: 244 Forumite
    100 Posts Second Anniversary Name Dropper
    I think it depends where your deposit is held. I have a “main” current account with HSVC that I get paid into but also have a Nationwide Current Account. My H2B ISA was with Nationwide so I used to move the money from HSBC current to Nationwide Current to H2B. They wanted to see all of it so the money trail was clear.
  • Doozergirl
    Doozergirl Posts: 34,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 8 December 2021 at 2:27PM
    They wanted all of ours but I move money to and from and so they wanted the whole trail.    That was fun.  
    Everything that is supposed to be in heaven is already here on earth.
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