DFS Finance

Dandytf
Dandytf Posts: 5,073 Forumite
Part of the Furniture 1,000 Posts Name Dropper
Hi mser's

I'm applying for DFS Chair, 36 months finance, which credit companies as they using this year.
I immediately see V12 + Creation soft checks, are these potentially DFS.

Thanks  
Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
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Comments

  • spo2
    spo2 Posts: 265 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    The finance for my DFS furniture was Creation
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    spo2 said:
    The finance for my DFS furniture was Creation
    Thanks for your kind response.
    Thankfully I answered a tel call from dfs today, Finance accepted, Creation declined, V12 accepted my application.
    That's my 1st 2022 purchase, nice comfy leather chair.

    Thanks
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Sncjw
    Sncjw Posts: 3,561 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    How much finance have you got now? 
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £58,108

    Cc around 8k. 

  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sncjw said:

    How much finance have you got now? 
    Is this a DFS finance question.

    thanks
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Sncjw
    Sncjw Posts: 3,561 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    No i ment for you as your posts are very worrying
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £58,108

    Cc around 8k. 

  • anotheruser
    anotheruser Posts: 3,485 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    Yes, V12 Finance did our sofa through DFS.
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yes, V12 Finance did our sofa through DFS.
    This V12 dfs acceptance could prove to be very tech useful,  maybe I could search for my desired Dell 4k Monitor, from a tech p.c. site that offers V12.

    thanks
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Sncjw
    Sncjw Posts: 3,561 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Dandytf said:
    Yes, V12 Finance did our sofa through DFS.
    This V12 dfs acceptance could prove to be very tech useful,  maybe I could search for my desired Dell 4k Monitor, from a tech p.c. site that offers V12.

    thanks
    Your absolutely crazy taking on even more debt. 

    What is your thing about getting finance after finance? 
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £58,108

    Cc around 8k. 

  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 9 December 2021 at 3:27PM
    Sncjw said:
    Dandytf said:
    Yes, V12 Finance did our sofa through DFS.
    This V12 dfs acceptance could prove to be very tech useful,  maybe I could search for my desired Dell 4k Monitor, from a tech p.c. site that offers V12.

    thanks
    Your absolutely crazy taking on even more debt. 

    What is your thing about getting finance after finance? 
    Found one.

    scan
    credit service provided by V12 Retail Finance.

    edited that was another scan site.
    Their monitors from Dell are 27" no use to my smaller needs.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 11 December 2021 at 5:08PM
    To add, rec' Creation dfs rejection letter, seems they don't like my current Equifax data.
    Whilst it's not amazing 720/1000, only slight concern I see is 4 searches 6 months.

    Thankfully v12 is signed and returned.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
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