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20K to Debt Free by June - Finally Debt Free 27/06/23

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Comments

  • lucielle
    lucielle Posts: 11,497 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That’s a brilliant post. Congratulations and good luck on your new journey. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • southern_chick
    southern_chick Posts: 546 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Absolutely amazing post to read not just being debt free (which obviously is brilliant!) but your whole outlook on life, family and savings is so positive. Well done. Enjoy your holiday xx
    slowly working towards being MF one small over payment at a time :T
  • Pmo2
    Pmo2 Posts: 42 Forumite
    10 Posts
    Congratulations x
    Current debts - Lloyd's card £4130.00 (0% Oct 23) - Barclaycard £3400.00 (0% Oct 24) - Lloyd's loan £3640.00 - Curry's £441.00  Total owed - £11,611.00 Credit card total owed - £7,530.00

    Aiming to kick the debt and lose the weight by the time I'm 50.

    LTW: August 2/18 ~ EF: £450/£1000
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,602 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Absolutely amazing! I kept checking for an update yesterday as I have been counting down with you but I was already in the land of nod when you posted.

    HUGE CONGRATULATIONS! 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • Four_Seasons
    Four_Seasons Posts: 916 Forumite
    Fifth Anniversary 500 Posts
    Amazing, you have done so well x
  • satchmo1
    satchmo1 Posts: 3,213 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done!

    Do keep posting, it will reinforce everything you have achieved
    What would you get if all you got was what you were thankful for?
  • beanielou
    beanielou Posts: 95,421 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Be proud.
    So blooming awesome  :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    Thank you all for the kind words of support, and for sticking around to see me clear the debts!
    Bit of a delayed response I know, I don't have a set plan in place at the moment, I haven't set out a savings plan as yet as I'm now saving spending money for our trip in September. I'm thinking come October I will look to start drafting a savings plan and review options with the mortgage, consider overpayments etc.

    I'll probably be posting a lot less frequently for now and will definitely resurface when I've got a new plan in place! :)

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • northAthenian
    northAthenian Posts: 101 Forumite
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker
    Im late to say it, but really-bloody -well-done!

    #33 in 2025's 365x1p challenge - assigning amounts randomly on a daily basis

    #23 in make2025in2025
    January's total :£34.93  (1.72%. Le sigh....)
    February's total : £57.12 (2.82%)
    March's total = £123.81 (6.11%)
    April's total = £193.74 (9.56%)
    May's total =£276.40 (13.6%)
    June's total = £277.93 (13.7%)
    July's total = £

    2024  = 365x1p challenge #10 final tally £668.10  

    i apologise now, i can't type.
    Or, my keyboard skills cant keep up with my brain.

  • NeverendingDMP
    NeverendingDMP Posts: 2,195 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Fantastic news. Well done. 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
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