Keep how many CC?

Usa2019

I have just applied for the Amazon cc for their £40 promotion gift card.

Now have 6 ongoing CC which all serving it's purpose. I'm debating to keep 2, 3 or 4 of these card. Opinion are welcome 

Nationwide 0% foreign fee (will keep) 4k limit, only got turkey Netflix on it, visa

Virgin money (will keep, else I lose all flight points) 3.5k limit, just to keep DD going, mastercard

Amex (will cancel as soon hit spend and points transferred), 3k limit

Santander (will cancel as soon BT period end , April 2022), 3k limit , 2.8k balance

Amazon (unsure) 0.25% cashback elsewhere, 1.5% cashback with amazon, £4k limit

Sainsbury (unsure) 0.1% cashback elsewhere, 1% cashback with Sainsbury, £5k limit

Amazon give higher cashback but 1k less limit, what to do, what to do?????

kaMelo

Totally up to you really. A little bit of housekeeping is a good thing but there's no harm in leaving them open either.
If you really have no use for some it may be worth cancelling them to become an eligible new customer for future offers, whatever they may be

Lumiona

I have 2 that are used regularly but have 7 overall for differing reasons. I'm happy to keep them at nil balance just in case.

blue.peter

Keep as many or as few as are useful to you. The only advice I'd give is:

1. keep at least two;
2. one of those that you keep should be either MasterCard or Visa;
3. another should be something else - either the other of MasterCard and Visa or American Express;
4. at least one credit card that you keep should be issued by a company outside the group with which you have your current account - e.g, if you bank with Lloyds, have one issued by a company other than Lloyds, BoS, Halifax or MBNA.

The point of this is that computer systems go down from time to time, and you want a backup for resilience. Also remember that American Express is slightly less useful than Visa or Mastercard because there are a few businesses that don't accept it (not many, in my experience, though others have had different experiences from mine).

FWIW, I currently have five:

1. Nationwide Visa (but one of my current accounts is with NW) - this is particularly useful for foreign currency transactions, because they don't charge a fee for those;
2. TSB MasterCard;
3. NewDay/Amazon MasterCard (useful for cashback, especially at Amazon);
4. American Express (gives a bit of cashback, but not as much as it used to - barely worth having now bacause of the minimum spend required to qualify for cashback);
5. MBNA Visa (my oldest card, and retained partly for that reason).
   

[Deleted User]

As many as you need so long as you don't pay any costs / fees as a result of it. I wouldn't close them together, sudden drops in credit availability don't look great to lenders who don't see why the cards were closed

Santander is the only one I'd think about cancelling, the rest are all perfectly useful provided you use them a bit to avoid them closing the cards

I have several - NatWest and Barclaycard both for BTs only, pay down monthly at 0%
Sainsbury's - shopping and fuel
Lloyds - new one with 0.5% cashback over £4000 spend on everything
Halifax - old one I have had forever, did 0.25% cashback so was a nice earner for the last couple of decades

I wouldn't open another card except an AmEx if I wanted some points or cash