Collecting a car for youngster

longwalks1

We are looking at cars online up to about £2000 for a family friend, who’s price range and choice of cars all seem to be up to an hour away from where we live. If I go to view, I’ll probably be driving it back that day, due to the distance. How’s best to get insurance to cover me to do so?

I haven’t bought a car or drove someone else’s car for years so a little out of touch 

sebo0607

Hi you can arrange temporary insurance which is seperate to your own insurance. This can be taken out for a few hours upto a few months, we have used veygo previously and not had any problems.

facade

Does your own policy cover you to drive a vehicle that you don't own? It will only be third party cover (you would have to agree what happens about damage to the car if you crash), and will need your friend to have insured the car in their own right first- but they would have to insure it anyway, so it saves the price of the temporary insurance.

If your friend is paying for your fully comprehensive insurance cover, as they should really if they want the car to be covered, then look at temporary insurance as above.

When I bought my last car it came with "free" insurance for one week to drive it home the same day I suppose, if the dealer offers this then it could be taken in your name....

Mutton_Geoff

longwalks1 said:

We are looking at cars online up to about £2000 for a family friend, who’s price range and choice of cars all seem to be up to an hour away from where we live. If I go to view, I’ll probably be driving it back that day, due to the distance. How’s best to get insurance to cover me to do so?

I haven’t bought a car or drove someone else’s car for years so a little out of touch 

Sounds like you're setting yourself up for confirmation bias that the car you look at is good enough. It's much harder to say no and walk away if you're committed by distance (ie "wasted journey" mentality) and already arranged insurance. If a buyer turned up for a test drive with me and I knew they'd already put that specific car under cover, I'd be more likely to say no to any negotiation knowing how much they'd invested in the purchase already.

If you don't have experience buying used cars in this corner of the market, I'd steer clear, anything that goes wrong with it forever more will be your fault and you could be brought under psychological pressure to contribute to repairs.

basill

No need to do  anymore than a dummy booking to get an idea of price, temporary cover can be set up to start same day ready to use within a few minutes.   If it is good buy it, then set up the cover before you drive it home.