Explicitly said no to credit search but it was done

KtStu77

I recently had a call from virgin about a new contract. I agreed until the adviser said he’d need to do a credit search. I then asked him not to go ahead as I was in the process of sorting out a mortgage and wanted to check with my mortgage broker first. I told him quite a few times not to do the search. He agreed to call me the following day once I’d spoken with my broker. 

I didn’t get another call.

Despite that I can now see a search was done on that day by virgin . I don’t know what impact if any it will cause but surely they should not have done that? 

emmajones1976

What sort of search? Soft searches affect absolutely nothing.

KtStu77

I think it is a soft search but still no consent means it should not have been done 

emmajones1976

Well if its a soft search then it is meaningless, stop worrying about it. They occur all the time.

Bigger things to worry about.

Thrugelmir

Not going to impact your mortgage application. You appear to be over thinking matters and what's important on your file.