We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Lloyds now charges for charitable donations through a credit card
Comments
-
Lloyds do not set the Catsic code for Just Giving. That is done by Just Givings merchant bank.Susiepet said:Thanks for the responses - as someone who suffered fraudulent transactions on a credit card I can say Lloyds don’t refund same day - whatever the rules might say. Nor do they refund fraudulent transactions on a current account immediately with all the issues that can cause, especially if the first inkling you have is plunging into overdraft or failed payments.But the point is the lack of transparency on charges - why would anyone think a charitable donation done through a third party was share dealing or investing- which is the category Lloyds puts IMC ( invest my community) in. Those are commercial activities made in the hope of a financial return, and a donation to a church isn’t that, in the same way fundraising for a cancer charity isn’t.
I still think it’s poor behaviour from Lloyds.
The issue is as I said before Just Giving is no longer all about charity. It has branched out in to other area's that are clearly not charity. Crowd funding etc.
So as others have said. Make any donations direct to your local church. They will get the full amount you pay. Not less a lot of charges.👍Life in the slow lane0 -
But GiftAid would be claimable without Just Giving's involvementemmajones1976 said:
In any case, the Gift Aid offsets Just Giving's fee.Thrugelmir said:Just Giving take a cut of donations given. That's hardly charitable. More a business.
Direct contributions provide the most benefit to the charity you wish to support. .2 -
... and Just Giving takes a cut from the Gift Aid.Sandtree said:
But GiftAid would be claimable without Just Giving's involvementemmajones1976 said:
In any case, the Gift Aid offsets Just Giving's fee.Thrugelmir said:Just Giving take a cut of donations given. That's hardly charitable. More a business.
Direct contributions provide the most benefit to the charity you wish to support. .
0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
