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Lloyds now charges for charitable donations through a credit card

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Comments

  • born_again
    born_again Posts: 20,801 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    Susiepet said:
    Thanks for the responses - as someone who suffered fraudulent transactions on a credit card I can say Lloyds don’t refund same day - whatever the rules might say. Nor do they refund fraudulent transactions on a current account immediately with all the issues that can cause, especially if the first inkling you have is plunging into overdraft or failed payments. 
    But the point is the lack of transparency on charges - why would anyone think a charitable donation done through a third party was share dealing or investing- which is the category Lloyds puts IMC ( invest my community) in. Those are commercial activities made in the hope of a financial return, and a donation to a church isn’t that, in the same way fundraising for a cancer charity isn’t.
    I still think it’s poor behaviour from Lloyds.
    Lloyds do not set the Catsic code for Just Giving. That is done by Just Givings merchant bank.

    The issue is as I said before Just Giving is no longer all about charity. It has branched out in to other area's that are clearly not charity. Crowd funding etc. 

    So as others have said. Make any donations direct to your local church. They will get the full amount you pay. Not less a lot of charges.👍
    Life in the slow lane
  • Sandtree
    Sandtree Posts: 10,628 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    Just Giving take a cut of donations given. That's hardly charitable. More a business. 

    Direct contributions provide the most benefit to the charity you wish to support. . 
    In any case, the Gift Aid offsets Just Giving's fee.
    But GiftAid would be claimable without Just Giving's involvement
  • Vortigern
    Vortigern Posts: 3,303 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sandtree said:
    Just Giving take a cut of donations given. That's hardly charitable. More a business. 

    Direct contributions provide the most benefit to the charity you wish to support. . 
    In any case, the Gift Aid offsets Just Giving's fee.
    But GiftAid would be claimable without Just Giving's involvement
    ... and Just Giving takes a cut from the Gift Aid.

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