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Prosperous soul embraces creativity & mortgage neutrality
Comments
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Sorry to read about the family drama. Thinking of you...paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 176 -
@savingholmes sorry to hear about the drama. 9 years divorced and 8 remarried, I still have this....but now (still having some empathy for my ex in spite of his behaviour) it's a rich seam of comedy; I always thank God now for a bullet dodged, though I fought like a cat in a sack to keep it alive at the time. Onwards and upwards to 2022! Love Humdinger xx8
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Often user manuals and assembly instructions are available online, probably worth a quick search as it might save you time hunting for them in the house.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family6 -
Add the antidote and the well will clear in time.
Double check online for instructions or a video.
Your home is coming together.Mortgage started 2020, aiming to clear 31/12/2029.3 -
I'm sorry you've been caught upon a family drama. However, the rest of your progress, positivity, energy and resolve should far outweigh the drama.I hope that you are making the most of twixmas time.
I need to remind myself to popover here to see you - a few days away and I was miles behind on your diary.5 -
Thanks HSL, Humdinger, Baileys_Babe, MF and Blackcats
Feeling better today. Had a nice walk in the park with DS. He's now left. DD and I had leftover roast beef and all the trimmings for dinner. Loads of food and soft drink left. I'm going to have another go at painting today and listen to a book. DD is going out to a walkable pub later to meet a friend so should have some peace.
Hope you are all having a lovely time. @Blackcats - do you bookmark diaries - as that can help...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/256 -
Sorry about the family dramma.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Glad you've had a better day today x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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Hope your painting went well.
Can you freeze any of the food as it would make for tasty treats over the next few months.Mortgage started 2020, aiming to clear 31/12/2029.3 -
Thanks Beanie, Jwil and MF
Had fun today. Playing with paint
This was just therapy rather than being intended for anything.
I also did a couple of canvasses. Will wait and see how they dry.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/256
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