Damage to car

DB1904

Sandtree said:

Jenni_D said:

Very true. The point being raised though was what data any party can see rather than what they can do.  

acknowledged but it reinforces the point that all access isnt equal, after all any member of the public can also go to AskMID and get details from the same database and no one is going to claim thats the same as what the police see

So are you saying the information isn't available from the MIB and is only available via the DVLA? You may wish to consult with a colleague in the industry before you answer. 

Sandtree

DB1904 said:

Sandtree said:

Jenni_D said:

Very true. The point being raised though was what data any party can see rather than what they can do.  

acknowledged but it reinforces the point that all access isnt equal, after all any member of the public can also go to AskMID and get details from the same database and no one is going to claim thats the same as what the police see

So are you saying the information isn't available from the MIB and is only available via the DVLA? You may wish to consult with a colleague in the industry before you answer. 

No, I was very explicit that in my experience the only data I could get on a car insured by another company from the MID was the policy details and the insurer and not the details of the insured. I didnt state that the MID didn't contain more data nor that other insurers/systems may be setup different to get more detail.

I did ask what possible reason under GDPR could an insurer be justified in being able to do a postcode based query and returning the details Personal Information of all the people using that postcode on a policy but that question seemed to have been responded to with an irrelevant comment about what the police can do. As a rule insurers dont give their rank and file claims staff access to tools that they have no justifiable use for to avoid them being misused even if the underlying database contains the date.

DB1904

Sandtree said:

DB1904 said:

Sandtree said:

Jenni_D said:

Very true. The point being raised though was what data any party can see rather than what they can do.  

acknowledged but it reinforces the point that all access isnt equal, after all any member of the public can also go to AskMID and get details from the same database and no one is going to claim thats the same as what the police see

So are you saying the information isn't available from the MIB and is only available via the DVLA? You may wish to consult with a colleague in the industry before you answer. 

No, I was very explicit that in my experience the only data I could get on a car insured by another company from the MID was the policy details and the insurer and not the details of the insured. I didnt state that the MID didn't contain more data nor that other insurers/systems may be setup different to get more detail.

I did ask what possible reason under GDPR could an insurer be justified in being able to do a postcode based query and returning the details Personal Information of all the people using that postcode on a policy but that question seemed to have been responded to with an irrelevant comment about what the police can do. As a rule insurers dont give their rank and file claims staff access to tools that they have no justifiable use for to avoid them being misused even if the underlying database contains the date.

You asked about the whole street, no reason why they would be able to access data on the specific address in question. I still stand by my point is all the information the OP needs can be obtained without involving the DVLA.  

ontheroad1970

DB1904 said:

Sandtree said:

DB1904 said:

Sandtree said:

Jenni_D said:

Very true. The point being raised though was what data any party can see rather than what they can do.  

acknowledged but it reinforces the point that all access isnt equal, after all any member of the public can also go to AskMID and get details from the same database and no one is going to claim thats the same as what the police see

So are you saying the information isn't available from the MIB and is only available via the DVLA? You may wish to consult with a colleague in the industry before you answer. 

No, I was very explicit that in my experience the only data I could get on a car insured by another company from the MID was the policy details and the insurer and not the details of the insured. I didnt state that the MID didn't contain more data nor that other insurers/systems may be setup different to get more detail.

I did ask what possible reason under GDPR could an insurer be justified in being able to do a postcode based query and returning the details Personal Information of all the people using that postcode on a policy but that question seemed to have been responded to with an irrelevant comment about what the police can do. As a rule insurers dont give their rank and file claims staff access to tools that they have no justifiable use for to avoid them being misused even if the underlying database contains the date.

You asked about the whole street, no reason why they would be able to access data on the specific address in question. I still stand by my point is all the information the OP needs can be obtained without involving the DVLA.  

Only if the people that hold the data allow the access.  Whether the MIB holds all the data is irrelevant if due to legal reasons they can only disclose certain parts to certain people.  ICO fines are a fairly reliable deterrent to handing out information to all and sundry.

angrycrow

The mid database holds a lot of info harvested from the motor insurance policy.

Name, address and dob of policy holder.

Names and dob of all named drivers.
 
Dates on cover and date policy will lapse.

Permitted usage of the vehicle. So social, commuting, business use, hire and reward.

The permission level of the person accessing the database determines what they can see. 

Ask mid just shows the insurer details. An insurer looking up a vehicle they don't insurer just sees the insurers details. An insurer looking up a vehicle they insure normally sees all details. The police see all details. 

An insurer can only search by registration not by post code. I don't know what search access the police have. 

An insurer has to have a reason to access the mid database, for example to identify third party insurers following an accident, to establish if another insurer covers the same vehicle or to detect and prevent fraud. They are not permitted to randomly search a registration for the hell of it. Insurance staff or police officers searching for personal reasons would be subject to disciplinary action or dismissal. 

Turning to dvla access after they got their wrists slapped for passing large amounts of data to private parking enforcement companies who had no legal right to the data dvla tightened up their processes. Getting anything from them is an uphill battle even when you are legally permitted to access the data. And rightly so. 

Back to the op, if they had the registration of the motorcycle they would have reasonable grounds to access the insurance details via ask mid or the keeper details via dvla. What they are not entitled to do is to search a different vehicle registration belonging to the same person.