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Being forced to take an insurance to rent

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  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Max deposit is 5 weeks rent !

  • canaldumidi
    canaldumidi Posts: 3,511 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    I don't believe the Tenant Fees Act applies as neither the landlord, nor the agent, is charging a fee. The clause requires the tenant to take out insurance, and it is the insurer that will charge a premium for this.
    However, as already explained, there is little the LL can do if the tenant breaches the clause, other than serving a S21 Notice (after 4 months) and going through the protracted eviction process. And provided the T has been paying the rent and otherwise being a 'good' tenant,it's really counter-productive for the LL to do this.
    In theory the LL could serve a S8 G12 Notice, but the likelihood of a court ordering possession in these circumstaces is all but zero.
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