Does Cahoot participate in the Current Account Switch Service?

grumbler
grumbler Posts: 58,629 Forumite
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edited 21 November 2021 at 10:24PM in Budgeting & bank accounts
Seems to be a simple question, but in their Frequently asked questions the third one implies that Cahoot does participate.
However, Halifax in their switching offer T&C advise to visit    https://www.currentaccountswitch.co.uk  to find out - and there I don't see Cahoot, but I do see Santander. And it's hard to believe that "The Current Account Switch Service ... run by Bacs [sic] " is that incompetent.
- in  this MSE thread some people suggest that this sort of switch is 'internal', not between banks. This implies that for any 'extarnal' switch Cahoot=Santander. However, in the above list both HSBC and First Direct are listed separately  - and so are Coop and Smile.




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Comments

  • EarthBoy
    EarthBoy Posts: 3,181 Forumite
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    edited 21 November 2021 at 10:28PM
    I think the list on the CASS website is just for banks that you can switch to, i.e. those accepting incoming switches.  Cahoot is closed to new business so I presume you can't switch into existing accounts.

    The information on Cahoot's website only mentions leaving them, so it sounds like a switch from Cahoot to Halifax should work ok.
  • Daliah
    Daliah Posts: 3,792 Forumite
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    I reckon the reason why they are not listed in the CASS Directory is that they are no longer offering current accounts to new applicants. Their T&Cs, however, confirm that they will process CASS switch requests.


  • eskbanker
    eskbanker Posts: 36,747 Forumite
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    grumbler said:
    And it's hard to believe that "The Current Account Switch Service ... run by Bacs [sic] " is that incompetent.
    Why "[sic]"?  The Current Account Switch Service is run by Bacs....
  • grumbler
    grumbler Posts: 58,629 Forumite
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    eskbanker said:
    grumbler said:
    And it's hard to believe that "The Current Account Switch Service ... run by Bacs [sic] " is that incompetent.
    Why "[sic]"?  The Current Account Switch Service is run by Bacs....

    Because it's an abbreviation
    https://en.wikipedia.org/wiki/BACS
  • eskbanker
    eskbanker Posts: 36,747 Forumite
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    grumbler said:
    eskbanker said:
    grumbler said:
    And it's hard to believe that "The Current Account Switch Service ... run by Bacs [sic] " is that incompetent.
    Why "[sic]"?  The Current Account Switch Service is run by Bacs....

    Because it's an abbreviation
    https://en.wikipedia.org/wiki/BACS
    It's how they style themselves on their own website: https://www.bacs.co.uk/About/Pages/About.aspx
  • Zanderman
    Zanderman Posts: 4,851 Forumite
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    edited 22 November 2021 at 9:40AM
    grumbler said:
    eskbanker said:
    grumbler said:
    And it's hard to believe that "The Current Account Switch Service ... run by Bacs [sic] " is that incompetent.
    Why "[sic]"?  The Current Account Switch Service is run by Bacs....

    Because it's an abbreviation
    https://en.wikipedia.org/wiki/BACS
    That's not sic what is for. 

    Otherwise it would be BBC (sic), HMRC (sic) etc.

    sic is for odd word usage or incorrect spelling/presentation.

    As such it is, actually, perfect for your "run by Bacs [sic]" because the formal abbreviation is BACS not Bacs. 

    Or, in the version in their logo it is bacs, not Bacs.

    "Bacs" is, therefore, incorrect and fine for sic.

    Though normally it is seen as a correction - and you wouldn't, normally, be correcting yourself!
  • grumbler
    grumbler Posts: 58,629 Forumite
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    edited 22 November 2021 at 10:41AM
    Zanderman said:
    grumbler said:
    eskbanker said:
    grumbler said:
    And it's hard to believe that "The Current Account Switch Service ... run by Bacs [sic] " is that incompetent.
    Why "[sic]"?  The Current Account Switch Service is run by Bacs....

    Because it's an abbreviation
    https://en.wikipedia.org/wiki/BACS
    That's not sic what is for. 

    Otherwise it would be BBC (sic), HMRC (sic) etc.

    sic is for odd word usage or incorrect spelling/presentation.

    Well, IMO it is incorrect (way of writing an abbreviation). Hence [sic].
  • Zanderman
    Zanderman Posts: 4,851 Forumite
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    edited 22 November 2021 at 11:20AM
    grumbler said:
    Zanderman said:
    grumbler said:
    eskbanker said:
    grumbler said:
    And it's hard to believe that "The Current Account Switch Service ... run by Bacs [sic] " is that incompetent.
    Why "[sic]"?  The Current Account Switch Service is run by Bacs....

    Because it's an abbreviation
    https://en.wikipedia.org/wiki/BACS
    That's not sic what is for. 

    Otherwise it would be BBC (sic), HMRC (sic) etc.

    sic is for odd word usage or incorrect spelling/presentation.

    Well, IMO it is incorrect (way of writing an abbreviation). Hence [sic].
    That's fine, we all have opinions here on Mse [sic].
  • grumbler
    grumbler Posts: 58,629 Forumite
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    Zanderman said:
    grumbler said:
    Zanderman said:
    grumbler said:
    eskbanker said:
    grumbler said:
    And it's hard to believe that "The Current Account Switch Service ... run by Bacs [sic] " is that incompetent.
    Why "[sic]"?  The Current Account Switch Service is run by Bacs....

    Because it's an abbreviation
    https://en.wikipedia.org/wiki/BACS
    That's not sic what is for. 

    Otherwise it would be BBC (sic), HMRC (sic) etc.

    sic is for odd word usage or incorrect spelling/presentation.

    Well, IMO it is incorrect (way of writing an abbreviation). Hence [sic].
    That's fine, we all have opinions here on Mse [sic].
    Is "Mse" here a citation? If not,  [sic] is used incorrectly.




  • Zanderman
    Zanderman Posts: 4,851 Forumite
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    grumbler said:
    Zanderman said:
    grumbler said:
    Zanderman said:
    grumbler said:
    eskbanker said:
    grumbler said:
    And it's hard to believe that "The Current Account Switch Service ... run by Bacs [sic] " is that incompetent.
    Why "[sic]"?  The Current Account Switch Service is run by Bacs....

    Because it's an abbreviation
    https://en.wikipedia.org/wiki/BACS
    That's not sic what is for. 

    Otherwise it would be BBC (sic), HMRC (sic) etc.

    sic is for odd word usage or incorrect spelling/presentation.

    Well, IMO it is incorrect (way of writing an abbreviation). Hence [sic].
    That's fine, we all have opinions here on Mse [sic].
    Is "Mse" here a citation? If not,  [sic] is used incorrectly.

    It was intended to be humorous.

    MSE is the abbreviation - all caps, no dots, no sic. 

    Just the same as BACS is the abbreviation - all caps, no dots, no sic.

    You maintain that in your opinion (described as IMO - all caps, no dots, no sic) that BACS should have [sic] written after it as it is incorrect.   Which seems odd as it isn't incorrect.  Unless you meant your version of it which was Bacs - which is incorrect so maybe should be [sic].

    So I used Mse - which is incorrect usage of MSE, and added [sic].

    One of us is taking this too seriously.

    Perhaps both of us..
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