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Comments
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Thanks, doodling. It's a good point about risk from the unpredictable.doodling said:Hi,
Your neighbour is only liable for anything if he is negligent. Owning a big tree is not being negligent, nor is owning a big tree which has previously shed some large branches, although in that case it might be negligent to not have the tree inspected by a tree surgeon afterwards to confirm that no further large falls are expected.
Negligence would be ignoring a large crack in a significantly sized bough or ignoring the tree becoming diseased and dying.
In general, whilst it is difficult to speculate without more detail, if the owner had a tree surgeon look at it every 1-5 years (depending on the likelihood that its health has changed since its last inspection) and promptly got the tree attended to if it showed signs of distress then they are unlikely to have any responsibility if it subsequently killed someone or damaged their property.
Note that if they are not negligent then their insurers will not pay out. The same principle would apply if someone drove into the side of your house because their car was damaged when it was struck by lightening. Everyone is at risk from the unpredictable and the only answer is to have your own insurance, if it is not the other party's fault then their insurance won't pay up.0 -
What always concerns me is that building insurance seems to have a question about large trees in the proximity to one's property. And it's always something about "is there a tree at least 100 feet tall within X distance to the property or to the house". Now I have no way of know how tall a tree is. There's a humongous one in front of our neighbour's place and I'd hate to be on the pavement if one of the branches dropped. I'm not even sure I'd want to be upstairs in our house - depending on whether it came in our direction. But are we covered by our insurance?? I'm not sure.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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Slithery said:
If you have a cheap laser measure and a protractor then it's just basic trigonometry...Brie said:Now I have no way of know how tall a tree is.Do they still teach trig at schools these days?Isn't there a risk pupils might struggle with it, and become traumatised by their failure to grasp the maths and require counselling? Given the budget cuts there are too few councellors, so cancelling trig from the syllabus is the obvious solution...(sorry guys - funny mood tonight!)
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Do people not remember SOHCAHTOA? Or is that now too difficult...1
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Bloody hell, that's a blast from the past!You have the same number of hours in the day as Einstein had. Use them.0
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canaldumidi said:Slithery said:
If you have a cheap laser measure and a protractor then it's just basic trigonometry...Brie said:Now I have no way of know how tall a tree is.Do they still teach trig at schools these days?Isn't there a risk pupils might struggle with it, and become traumatised by their failure to grasp the maths and require counselling? Given the budget cuts there are too few councellors, so cancelling trig from the syllabus is the obvious solution...(sorry guys - funny mood tonight!)
They taught us that if we stood bending over (forwards) so we were looking backwards through our legs at a tree then if we moved closer or further from it so we could just see the top, then we were at the same distance from the tree as it is high.
They never explained the health and safety implications of standing in the middle of a dual carriageway looking backwards through your legs to estimate the height of a roadside tree.
Do you think I could get compensation for this abject failure?
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You can do that without even understanding trigonometry. You just make a scale drawing using a protractor.No reliance should be placed on the above! Absolutely none, do you hear?3
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Same here re the size of this tree.Brie said:There's a humongous one in front of our neighbour's place and I'd hate to be on the pavement if one of the branches dropped. I'm not even sure I'd want to be upstairs in our house - depending on whether it came in our direction. But are we covered by our insurance?? I'm not sure.
Interesting question about our insurance. I can't remember if we were asked about trees. I'll have to go and check the policy now!0
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