S&p 500

muffster

Hi folks, 
Does anyone invest in one of the many s&p 500 funds? 
I'm looking a drip feeding In monthly which I also currently do with the L&G global tech but there are so many its difficult to choose one. UBS accumulation or vanguard ucits etc. 
Does anyone else invest in the s&p 500 and which fund did you choose? Looking at 3-5 years invest and forget.
Thank you. 

jimjames

Yes I do. It depends which ones are available on the platform you use but I just picked the cheapest available when they're all tracking the same index.

El_Torro

If you're investing in a US fund are you also investing in a European fund, Japanese fund, Emerging Market fund, etc... If not, why not?

Personally I mainly use multi asset funds which give me all the exposure to the US I want. I don't invest specifically in an S&P 500 fund.

tebbins

3-5 years is probably too short a time frame to invest, especially in such a direly concentrated and overvalued index. Why the S&P 500 and why only 3-5 years?

ColdIron

muffster said:

Looking at 3-5 years invest and forget.

That's a very short time scale to bet the farm on a single geography. Even with a well diversified portfolio you could easily become unstuck

Prism

Way to focussed on the US economy for my liking. A bit of S&P to go with the rest of the world can be achieved by using a global fund.

dunstonh

Does anyone else invest in the s&p 500 and which fund did you choose? Looking at 3-5 years invest and forget.

Not exclusively as that would be very poor quality investing.  And 3-5 years is gung ho levels of risk.

csgohan4

I used to hold a S+P fund, but pulled out as it reached my risk appetite, Who knows I might be wrong, the market may not be overheated, but I would rather take some profit than a loss.

DYOR

muffster

Thanks for the replies and all points noted. 
As for the rest of the world or global type funds, which may be worth looking into as opposed to being constrained by the S&P?
Thanks. 

csgohan4

alot of the common index trackers are heavily weighted in USA companies, some more than 60%. So your more than covered in that respect.

If it is in your strategy to overweight in the USA, would be reasonable to consider S+P index fund or individual shares if you feel brave, 

Thrugelmir

You may end up with considerable overlap if you already hold Global Tech. Resulting in concentration risk and overweight positions. Worth X Raying your portfolio before making final decisions.