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Undercharged?

A few months ago I purchased a used car from a dealership advertised at £22,498 
I put £100 deposit down when I reserved and was told I had a balance of £1750 on the day I collected.. which I paid
finance company have paid £20,657 meaning in total we have paid £22,507
The dealership are now chasing me stating I owe them £150 and they undercharged me on collection. The only thing I think this could be is their “on the road price” however I paid my own tax on my own bank card on collection and sorted my own insurance so I am unsure what they’re on the road price would be for?
Where do I stand legally with this? I have paid the full amount of the cost of the car itself?

Comments

  • Grumpy_chap
    Grumpy_chap Posts: 20,012 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    dnd94 said:
    A few months ago I purchased a used car from a dealership advertised at £22,498 
    I put £100 deposit down when I reserved and was told I had a balance of £1750 on the day I collected.. which I paid
    finance company have paid £20,657 meaning in total we have paid £22,507
    The dealership are now chasing me stating I owe them £150 and they undercharged me on collection. The only thing I think this could be is their “on the road price” however I paid my own tax on my own bank card on collection and sorted my own insurance so I am unsure what they’re on the road price would be for?
    Where do I stand legally with this? I have paid the full amount of the cost of the car itself?
    Simply write back to the Dealer to set out, factually, what you have paid and that you do not recognise the further sum claimed.  

    Don't go into anything you might be able to think of (VED / admin fee / OTR charges).  Let the Dealer justify the sum to you.
  • Clive_Woody
    Clive_Woody Posts: 5,966 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    dnd94 said:
    A few months ago I purchased a used car from a dealership advertised at £22,498 
    I put £100 deposit down when I reserved and was told I had a balance of £1750 on the day I collected.. which I paid
    finance company have paid £20,657 meaning in total we have paid £22,507
    The dealership are now chasing me stating I owe them £150 and they undercharged me on collection. The only thing I think this could be is their “on the road price” however I paid my own tax on my own bank card on collection and sorted my own insurance so I am unsure what they’re on the road price would be for?
    Where do I stand legally with this? I have paid the full amount of the cost of the car itself?
    What did they say when you called them to ask what this extra charge was for?
    "We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
  • He just said he undercharged me and that there was £150 outstanding
  • Jenni_D
    Jenni_D Posts: 5,546 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    In theory you've* already paid them £9 more than the agreed sale price. ;)

    Just follow the advice in the 1st reply - get them to justify the alleged shortfall. (They can say you owe £150, but unless they can show how/prove it then it is merely words - they need to provide evidence). I assume you have a copy of the sales paperwork?

    * between your payments and the finance payments
    Jenni x
  • Clive_Woody
    Clive_Woody Posts: 5,966 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    dnd94 said:
    He just said he undercharged me and that there was £150 outstanding
    Call them back and ask specifically what the missed charge was for.
    "We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
  • Jenni_D
    Jenni_D Posts: 5,546 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    dnd94 said:
    He just said he undercharged me and that there was £150 outstanding
    Call Email them back and ask specifically what the missed charge was for.
    Fixed that for you ;)
    When it comes to financial disagreements it is better to have things in writing. :) 
    Jenni x
  • Jenni_D said:
    dnd94 said:
    He just said he undercharged me and that there was £150 outstanding
    Call Email them back and ask specifically what the missed charge was for.
    Fixed that for you ;)
    When it comes to financial disagreements it is better to have things in writing. :) 
    Very kind of you. I would certainly advocate confirming what was said by email, but the reluctance these days to speak with people results in misunderstandings, evasive behaviour and people turning to internet message boards to ask for advice, when a simple phone call could clear things up.

    The number of times I see people on here asking what does this mean, as if a bunch of strangers can decode the limited information, rather than picking up the phone and asking directly.


    "We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
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