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What Small Things Will You Do This Week? 08/11/21?

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When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation.  These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.


But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   
So be proud of those small steps, they really are important 😀
LBM 11/06/2010: DFD 30/04/2013
Total repaid: £10,490.31
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Comments

  • Thanks for the thread clf - that sounds like a busy day planned!  Jade - boo to the cold, and being in a cold environment too - although sometimes I think that helps prevent stuffy noses etc so maybe not all bad? 

    It's the office for me as usual - I'm hoping the CH kicks in properly to warm it up soon too, we have HUGE single glazed windows (think old Bank building) so the place is a devil to keep warm and the heating gets turned right down overnight when there's nobody in so the first few hours of the day are always chilly. It's getting there though - gone from 15 > 16.5 degrees since I've been in so improving slowly! There will be plentiful cups of tea this morning to help keep me warm from the inside at least! 

    Today:
    - check banking
    - Check OnePoll (I'm 20 points away from cashout!)
    - Took the decision not to cycle this morning as I have a bit of a fibro flare going on and it's making me quite sore round the ribs on my right side - same place it always gets me - so have walked from the car to the office and will do the same back tonight, plus a (probably fairly short) walk at lunchtime just to top up the daylight levels.
    - Tea will be from the meal plan and is already mostly prepped - just needs reheating and accompaniments done.
    - drink my water!
    - Make time for a yoga session tonight
    - do one thing at home to deal with a "hotspot" - probably my dressing table
    - Brought a bag of coppers plus a Northern Irish paper £5 note which has been kicking around at home for several years in to work to put in the British Legion tin - I'm now wearing my Poppy. :smile:

    Work wise I'm aiming to shred the latest batch of approved files and get a new set ready for my Boss when he's in later, plus a couple of files for their post-completion stuff, stamp duty & registrations. 

    Happy Monday all! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks for starting the thread @carrielovesfanta

    Today I have/will:

    1.  Checked online banking
    2.  Went into Cardiff with mam as she wanted to do some Christmas shopping, had a free coffee in M&S by using my free drinks vouchers
    3.  Meals from stores
    4.  Catch up tv
    5.  Duolingo Welsh
    6.  Checked usb c adapter worked that mam has bought me for christmas
    7.  Picked up a free card in Paperchase
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • EssexHebridean
    EssexHebridean Posts: 24,421 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Welcome FFK!  it *is* tricky to avoid the monotony setting in when you're been "doing all the things" for a while - and this thread is great for finding new ideas of extra little things you can do, or can do better, too! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
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