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First time buyer - just viewed a property we like!
Options
Comments
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That's not a guarantee. Many people use 5% options and have success with it.980233 said:95% mortgage. Risky, don't even bother as heartache is further down the road after valuation.0 -
Just to add, you aren't then committed to using the bank who gave you the agreement in principle. But at least then you know you are likely to get finance and the estate agents will take you more seriously. Ideally look for one who only does a soft search.0
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You're getting over excited and you're nowhere near ready to make an offer. You need to know what your budget is so go and talk to a mortgage advisor. Then get an AIP. Only then you're ready to make an offer.0
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