We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Lloyds Banks login details suspended

hi, I haven't been able to open my Lloyds online banking app, and it keeps saying, "We're sorry, but your login details have been suspended." Has anyone else experienced this? I've tried calling them but haven't been able to get through due to the huge wait times and work. The only think which I think could’ve of triggered this was transferring 15000£ to my main current account and receiving 10000£ from my brother  who borrowed money from me. Will this impact any soon due direct debits to go through?

Comments

  • It might do.

    You need to wait on the phone a bit longer but expect them to refuse to deal with you as they think you're a money launderer and need to do an investigation to ensure you are not.
  • AskAsk
    AskAsk Posts: 3,048 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    they have suspended/locked your bank account because they have identified suspicious activities.  you may have to go into branch.  i had something similar happen on my santander account and I had to go into the bank with ID.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    When where the transfers made? 
  • Brewer21
    Brewer21 Posts: 378 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    edited 7 November 2021 at 10:26PM
    I've had a problem like this with Lloyds. It was 2 transactions of over £2k in quick succession to a new payee, me to me but to another account.
    Yep they think it's money laundering. After a very long wait (phone) and long winded set of questions asked they unblocked my account.
    I send small amounts now as a first payment to new payees, it seems to work better that way. Fell foul of the same thing with Virgin Money too once.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.