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Best Stock&Share Isa for beginners
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Comments
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eskbanker said:Arsenal2019 said:
I am leaning towards either Freetrade of [or] HL.1 -
Does HL charge per month / annual? Or is it just per trade0
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Arsenal2019 said:
and yes that’s the plan. To invest and not to touch for at least 15 -20 years
Take a look at the data on the fund (scroll down), its top share holdings are Apple, Amazon, Facebook, Microsoft, Google
These funds as boring as they are track and hold shares in large and medium size global companies. They give you exposure to global companies, a diversified portfolio that mitigates risk, but reliably tracks global market performance
There is some stupid stat that like 94% of all funds which are managed by stock pickers do not out perform the market.. Unless you are that 6% miracle.. boring funds like these are your best bet.. they literally do all the work and rebalance themselves for you.
You want to invest long term boring ISA with one globally diversified fund is fine.
You want to gamble on penny stocks, you will need some comparatively expensive app like freetrade to get access to them but almost all in the UK are very limited on this front.. no reason you can't do both1 -
Arsenal2019 said:Does HL charge per month / annual? Or is it just per trade
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ColdIron said:Arsenal2019 said:Does HL charge per month / annual? Or is it just per trade0
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HCIMbtw said:Arsenal2019 said:
and yes that’s the plan. To invest and not to touch for at least 15 -20 years
Take a look at the data on the fund (scroll down), its top share holdings are Apple, Amazon, Facebook, Microsoft, Google
These funds as boring as they are track and hold shares in large and medium size global companies. They give you exposure to global companies, a diversified portfolio that mitigates risk, but reliably tracks global market performance
There is some stupid stat that like 94% of all funds which are managed by stock pickers do not out perform the market.. Unless you are that 6% miracle.. boring funds like these are your best bet.. they literally do all the work and rebalance themselves for you.
You want to invest long term boring ISA with one globally diversified fund is fine.
You want to gamble on penny stocks, you will need some comparatively expensive app like freetrade to get access to them but almost all in the UK are very limited on this front.. no reason you can't do both
haha yes I very much doubt I will fit in that measly 6%!You say do both?- you can’t though can you as you’re only able to invest in one Isa per year?
thanks0 -
Arsenal2019 said:ColdIron said:Arsenal2019 said:Does HL charge per month / annual? Or is it just per tradeObviously they take into account the value of your holding throughout the yearIf you sold £500 after 6 months you would pay 6 * 0.375 = £2.25 and 6 * 0.1875 = £1.125 or £3.375 over the year1
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Arsenal2019 said:HCIMbtw said:
haha yes I very much doubt I will fit in that measly 6%!You say do both?- you can’t though can you as you’re only able to invest in one Isa per year?
thanks
The ordinary account you would have to pay capital gains tax if you are lucky enough to make over £12,300
This last year while I put money in vanguard ISA, I mess around in an ordinary account on trading212 and lose money1 -
Arsenal2019 said:ColdIron said:Arsenal2019 said:Does HL charge per month / annual? Or is it just per trade1
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HCIMbtw said:Arsenal2019 said:HCIMbtw said:
haha yes I very much doubt I will fit in that measly 6%!You say do both?- you can’t though can you as you’re only able to invest in one Isa per year?
thanks
The ordinary account you would have to pay capital gains tax if you are lucky enough to make over £12,300
This last year while I put money in vanguard ISA, I mess around in an ordinary account on trading212 and lose money
Do you find the fees are expensive ?0
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